New Job = Changing Insurance during pregnancy

SarahE22nd

Hello - does anyone have experience with switching health insurance while pregnant?  If I make the job change, my new insurance would kick in at the beginning of my 3rd trimester.  I'd be going from one UHC plan to another.

jennyelf

Yes.

I changed jobs when I was 33 weeks pregnant, right when I started going to bi-weekly appointments. Since I was covered previously, all I had to do was give the office my new insurance plan. I did run into a bit of a snafu as it takes a few

MammaBear81

is there any lapse in coverage?  If you go more than 63 days without coverage your new insurance can (not saying they will) deny covering your pregnancy due to preexisting conditions, I'd double check to make sure, otherwise I'd pick up coverage in t

jlaOK

I didn't switch jobs but changed from my insurance to DH's insurance while I was pregnant with DS.  I just verified with the new insurance that pegnancy wasn't considered a pre-existing condition and since the old insurance expired the same day that

Nita14701

Not insurance related but check about FMLA eligibility with your new job. DH had not been working at his current position for 1 year yet when LO was born so he wasn't elibible for FMLA (which was a pain since she was a preemie and spent lots of time in NI

FemShep

Some employers have 30-, 60-, or 90-day waiting periods for coverage, and generally, when you leave a job, the insurance coverage ends at the end of the month.  Depending on your coverage, you may want to invest in COBRA to make sure you have no unin

SarahE22nd

Thanks everyone!  I won't have a lapse in insurance (I'll either pick up my hubby's or will buy a month of COBRA, depending on what works out better).

 I'm not happy about the deductibles starting over - I've already met mine, but I gue

SarahE22nd

Nita14701:

Not insurance related but check about FMLA eligibility with your new job. DH had not been working at his current po