IUI #4 = BFN WWTTC do?

xtina78

Hi everyone, I haven't posted in a bit but I continue to lurk. Congratulations to those who've had some success and hugs to those who need them. Our fourth IUI was a bfn. The third one was a c/p. So far, I'm taking this BFN OK and we are planning on taking at least a cycle off.

 So here's my dilemma: On July 1st my insurance changes due to change of jobs. My current insurance covers 1/2 of one lifetime IVF. New insurance has no IVF coverage (but does cover at some percent 6 IUIs). If my insurance weren't changing, I would definitely be planning on trying more IUIs before IVF b/c the c/p gives me some hope - but I'm wondering should I take this opportunity to get one IVF in at 50% coverage? I'm also aware that even if we try to get an IVF cycle in before July 1 any number of things could happen to delay/cancel it. Any thoughts to help me and DH think through this one?

Peanutz21

Sorry about the bfn :

If you've done 4 IUI I feel that's a solid effort and if your current insurance covers 1/2 of IVF I would totally give it a go.

That's what I would do..... Good luck !

babydreams13

So sorry # 4 was a BFN.  SO frustrating.  Thats a tough situation deciding what to do due to insurance.   Is there any way you could do one more IUI and then go into IVF?  I guess the timing for July 1st would be cutting it close. &nbs

ChrisnTris

I agree with babydreams.  Talk to your RE.  It sounds tempting but half an IVF is still a lot of money.  Esp since you got a cp with a IUI.  It can work!  GL!

GermanGirl2007

If it were me personally I would do the IVF. Although it is more expensive, even with 50% coverage, the success rates are also significantly higher than with IUI. I would jump at the opportunity to have any IVF coverage at all.  If you we

xtina78

Thanks everyone for the replies and support so far. It's giving me and DH a lot to think about. In addition to the money, I am scared about the impact of IVF on my body/mind. I guess another option for me (I think) would be to COBRA my current ins

katib77

I think if you feel you may not be mentally and physically up for it, then going with Cobra (if you can afford it) for a little while is the smartest choice.  I'd have the IVF consult now (or after one cycle break) to hear a little more on all it ent

xtina78

katib77 - thanks for your post. I do need to look at how much it costs to Cobra vs go on DH's insurance. Right now what I feel like I really need is a break and so does DH. It is so nice to talk with others who are going through similar things!

ngalvan99

Sorry to hear about your BFN. I would go with the IVF since your insurance will cover half. Right now my insurance doesn't cover any related to IF and 50% sounds FANTASTIC to me! )