I have Excellus btw I'm not sure if it varies from specific plan to plan or if BCBS's policy on pump coverage is the same across the board?
I have to call them tomorrow but I did some looking on their website and found a policy that says this:
I. Electric breast pumps have been medically proven to be effective and are considered medically appropriate when illness or injury of the mother or infant prevents normal breastfeeding and when a manual pump is ineffective (e.g., inability to express breast milk).
II. Manual Breast Pumps do not meet the definition of Durable Medical Equipment (DME) and are therefore considered ineligible for coverage. Manual breast pumps are used by healthy persons, do not require order or prescription by a physician, are unable to be reused by other patients, and are not treatment for an illness or injury.
III. Heavy duty, hospital grade breast pumps do not meet the definition of Durable Medical Equipment (DME), as they are not to be used in the home. Heavy duty, hospital grade breast pumps are, therefore, ineligible for coverage.
My take on it is that they will cover a brand new electric breastpump, maybe requiring a doctor's note, but nothing else. No rentals, no manuals, no hospital grades etc.
Does anyone else have BCBS (even more specifically Excellus)? Have you spoken to anyone directly about this, or do you have any more information or clarification about their policy?
TIA!
Re: BCBS Breastpump coverage
I called with my son (2 years ago) and they told me it wouldn't be covered unless we were separated (if he was in NICU or I had to have extra surgery beyond csection or prolonged hospitalization) or if he had a medical need for needing expressed milk (cleft pallet, failure to thrive, etc)
BUT since the new obamacare thing January 1st I think it's changed. Not 100% yet.
Those are the requirements my insurance has too and it hasn't changed since the new healthcare act. They have to cover them but they can impose restrictions.
DH has BCBS of WY and we added it as my secondary ins. a few months ago. I called and BCBS said they did not cover any breast-feeding devices at this time. I guess it varies state by state and probably by policy too.