\
DS #1 born 05/25/2012
BFP#2: 06/12/2013 ---- loss
DS #2 born 4/08/2014
BPF#4: 2/1/2016 --- 2/23/2016 suspected molar pregnancy--- 3/15/2016 D&E - diagnosis MM
BFP#5 - 9/22/2016
* formally bornmommy
Re: bellelamb
DS #1 born 05/25/2012
BFP#2: 06/12/2013 ---- loss
DS #2 born 4/08/2014
BPF#4: 2/1/2016 --- 2/23/2016 suspected molar pregnancy--- 3/15/2016 D&E - diagnosis MM
BFP#5 - 9/22/2016
* formally bornmommy
This isn't going to make or break you as far as becoming a SAHM, but a great way to save money is to reevaluate all your insurance policies every year. Last year I shopped around for cheaper car insurance and home owner's insurance and ended up saving at least $500 by switching companies. I was also told that if you have energy saver appliances, you can call the electric company and they give you a discount, but I have yet to do this myself.
If you're a homeowner, another thing to do is check out the Making Home Affordable Act. I heard there are new criteria now that will help more people save on their mortgages. It may also be worth renting your house if you can get more than your mortgage payment for it and then renting a cheaper place for yourself. We currently do this, but basically break even just to live somewhere nicer. If you rent, you could consider cutting back to a smaller apartment.
This might sound silly... but vinegar and baking soda can clean ANYTHING! That's not why I switched... but I'm never running out to the store for cleaners. It really adds up!
I don't know if you do this or not, but cloth wipes are super easy, esp. if you use Cloth Diapers. I cut up a few old receiving blankets and use water to wet them. That and the MILLION baby facecloths I got at my shower.
I also use "unpaper towels" which are basically napkins instead of paper towels. So I no longer have to buy them either. I use old rags (or prefolds) for the floor and bathroom.
I know it sounds crazy but I have been able to cut our spending budget in half. Go to thekrazycouponlady.com and read her beginners guide, and then start looking at the brag lounge.
For instance I haven't paid for toothpaste, brushes, deodorant, in over 18 months. I don't pay more than 50cents for name brand shampoo and conditioner, dish soap, or body soap.
It takes time but its time I'm with my boys.
If you have questions or want to hear about my free cvs trip this week let me know.