I am incredible lucky to live in a state with mandated IF coverage, and I try to remind myself this everyday. With that said, if we had to be OOP we would probably not be able to be here as neither DH nor I have well paying jobs.
I was just looking over my insurance account online to see if they had posted a decision yet on my next requested IUI cycle. I came across the info for my 1st cycle. I know there is a lot of discussion on the boards about the cost of procedures in different locations of the country and think of IUI (the washing and procedure) as about a $300 procedure based on what I have read. I was disgusted to see that the negotiated rate between my insurance and my clinic is $35.35!!! Yes, you read that correctly thirty five dollars and thirty five cents!!! I can't help but believe that if they can do it for that cost for insurance that they could do it for OOP.