Just wanted to say that Polar makes excellent monitors. I have the S120 (which they don't make anymore). It's probably about 10 years old and still going strong, with a couple battery changes in there of course.
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I have a Polar F7, and I love it. However, now I am really wishing I had a Garmin for the GPS. So, I wish I wouldn't have spent the money on the Polar, and just bought the Garmin first.
Re: heart rate monitors
BFP#1 "Watermelon" born 3/2011
BFP#2 "Pumpkin" 7/14/12 ~ EDD 3/23/13 ~ Natural M/C 8/3/12 @ 7 weeks
BFP#3 "Pineapple" born 4/2013
BFP#4 "Grapefruit" EDD 3/29/16