This group is open to anyone who has already gone through donor egg/donor embryo/gestational carrier, is in the process of it, or plans on doing it in the future.
This check-in posted each Tuesday. If you?d like to be added to this group, please reply to this message, and I?ll make sure to add you for next week. Welcome to the lurkers! We know this can be a difficult journey, but we welcome you with open arms. Let us know if we can answer any questions.
GRADUATES ARE WELCOME AND ENCOURAGED TO POST!
FACEBOOK GROUP: Yellow_Daisy has restarted a PRIVATE Facebook group (meaning no one can see it in your feed, that you are a member, etc.) for the ladies from IF and SAIF who are using/have used donor eggs/embryos or donor sperm. If you would like to join, please page Yellow_Daisy and ask for an invite to the group. This might be a nice way to keep in touch in a more private setting and address issues that may arise down the road.
***** If you are a donor or interested in donating, we would be happy to answer questions. Please start a new post with ?Question for DE ladies? as the title. *****
Status Update: Where are you currently with the DE/DEmbryo/
GC process?
QOTW: What financial options have you found for DE/DEmbryo/GC? Any suggestions or ideas for how people can afford these treatments?
Best wishes to everyone who is cycling or in the 2ww! It?s really wonderful that this check-in has grown to such a wonderful group of women!
A warm welcome to kb1965 and best wishes with your FET!
Welcome back njohnson1972! We wish you the best moving forward!
Huge congratulations to snoangel79 on the birth of your baby girl and baby boy!!
In the 2ww
ljhgrey ? Diagnosed with POF at age 16, unresponsive to Follistim, many discussions with DH, found a doctor this summer and went through preliminary testing, matched with donor in January, currently in prelim stages of meds, first ultrasound and blood work completed, then start estrace and more blood work on 3/2, everything looking good! ER scheduled for 3/7! Fert report last Thursday
Currently Cycling/on BCP's or Lupron
Bubs711 ? Selected donor! Sonogram as follow-up from mammogram showed fibrocystic breasts, biopsy of both breasts on 2/16 ? mass was drained, trial transfer was uneventful, TSH came back high, went on Synthroid, started Lupron, baseline blood work and u/s were good, started estrogen and reduced Lupron, ER anticipated around 3/20 with ET around 3/23
gemini667 ? Pursuing DE after 2 losses and 3 failed IUI?s, started Lupron for DE cycle, ET scheduled for 3/8
RFBsbride ? Fresh DE cycle and FET in 2009 both BFN's, pursuing DE again after unplanned 2-year break, initial blood work fine, started BCP?s on 12/15, everything looked good on saline sonohystogram and bone density scan, DH going for a physical and will get a referral to a urologist, hoping to cycle in March
Waiting to Cycle/Between Cycles
amethystgrrl ? Accepted 10 anonymous embryos!, working on paperwork, hoping for March/April transfer!
BeckyP005 ? 2 IUI?s both BFN?s, RE says DE is best option, not 100% sure about this option but beginning required testing, cycle on hold due to repeat mammogram needed
ceemonkey ? High FSH on her side and sertoli-cell only syndrome on DH's side, thinking about moving ahead with DE or DEmbryo, joined donor embryo program and have submitted some picks, cycling with OE, switching to estinyl from P4 and estrace, matched with donor embryos, talking it over before making a decision
emca ? Decided on DE after 7 early miscarriages (including after IVF with CGH testing), chose a donor but cycle then cancelled due to donor thinking she was pregnant, decided to cycle one more time with OE, BFN with no frozen embryos, unsure if it is an egg quality problem, unsure of what to do next
Ginger71 ? Staring the DE process in the New Year, considering DE + DS, decided on a guarantee program and moving forward, working on financial details
happywifemomofone ? 100% OOP, considering shared DE cycle, DE consult scheduled at Advance Fertility on 3/9, would like to cycle in May or June
harriet93 ? ET May 2011, lost baby at 9 weeks (((hugs))), hoping for FET soon, growths in uterus removed, waiting on lab results before moving forward
jfire28 ? DS born in ?08, m/c in ?09, then 3 IUI BFN?s, decided on DE, ER scheduled for 11/2 and ET on 11/7, positive beta on 11/16, early m/c, betas still increasing, u/s and hysteroscopy showed nothing (((hugs)))
krod2010 ? IVF #6 with identical twin as donor, 16 eggs retrieved but none fertilized ((((hugs)))), DE cycle, ET 1/16, transferred 3 blasts, nothing to freeze, beta #1=81, D&C at 8 weeks 6 days after fetus stopped growing and heartbeat slowed, testing suggested heart defect, cycling with the same donor again in April
lynn0926 ? Made the decision to pursue DE, meeting with fourth RE last week, looking into San Diego Fert Center, nursing consult and RE consult completed, mock cycle possibly in March, found a local clinic willing to do monitoring and submit to insurance, waiting for CD1 to begin mock cycle, records have been sent, labs done
M&MBride0506 ? Medicated cycles with sister, final IUI was negative, moving on to IVF, IVF#1 = BFN (((hugs))), sister is currently cycling - ET on 2/3/12
may2806 ? DE IVF cycle was BFP, having bleeding episodes but heartbeat is good, NT scan went great but blood work showed high HCG and low Papp-A, amnio scheduled but not done, late m/c ((((HUGS)))), determined to be caused by a huge SCH behind the placenta, did not work for SIL to be GC, planning on DE cycle, hysteroscopy showed uterus looks normal, also started looking into adoption
mielkede ? Decided on DE in August 2008, DD born August 2009, 2 frozen embryos, FET = BFN (((hugs)))
MRSBELLALEE ? FET 10/26/09 = BFN, fresh DE cycle 4/10/10 = BFN, polyps removed in July, FET 9/10 = BFN, in contact with SIRM, NKC high but everything else normal, working with new RE in Maryland who recommended the Integrin B test, late loss of baby girl ((((HUGs)))), RE suggests adenomyosis, adopting, waiting to be matched with an infant , also looking into DE at SDFC
mtlaurel ? Considering DE and DEmbryo after two failed IVF cycles, decided that DE is the best option, DE consult complete, looking at doing a shared cycle, scheduled required mammogram for April, hoping to cycle in June or July
reb259 ? DE consult schedule for 11/3, found frozen donor eggs and preparing for February cycle, appt. on 1/27 went well, on pills and patches, everything looked good on blood work and ultrasound, hoping for thaw and fertilization on 2/20 with transfer on 2/24, cycle did not work out, WTF and appointment with reproductive urologist scheduled (((HUGS))) rewdew ? Going straight to DE with ICSI after removal of one ovary and elevated FSH, also dealing with MFI, DE IVF #1 = BFN (((hugs))), 2 morulas frozen, planning on natural FETsarahtoledo ? Signed up with a donor embryo listing service, made contact with two donor couples but logistics didn?t work out, proceeding with home study process through the county, connected with a donor embryo couple and have been corresponding
sekura ? Had WTF for IVF#1 and decided that DE is best option, considering frozen egg program at RBA, consult scheduled for 3/6, financial consult with current clinic on 2/17, has insurance coverage for DE, could do frozen cycle in April or a fresh cycle in 6-9 mo., meeting with RBA resulted in less hope about OE so decided on DE, working on choosing a program
vawad82 ? BFP on 1st attempt with donor ? m/c, huge hugs
Looking into Options
bubbas mama1 ? Appointment scheduled for 2/3 to discuss IVF#3 using donor eggs, postponed to 3/19 due to conflicts
Delta04 ? 2 failed IVF cycles with OE, getting more information about DE, started DHEA for 3 months and plans to cycle with OE
hrtbreakr ? Has been going through IVF/Infertility for 4 years, told DE is the best option
kbrodie06 ? Has a 3-year-old daughter, considering/researching DE for second child, checking with doctors in the area and weighing options
kekis ? Unresponsive to IVF meds, considered DE but decided to start the adoption process
Mrs.McIrish ? Told by RE that DE was only option, DH unsure but willing to go to Resolve seminar, going to meet up with some other couples to talk about it, looking at DE agencies and profiles, has some insurance coverage but also considering shared risk programs, on hold with treatments after ER from IVF#3 resulted in nothing to transfer, pocket of blood in uterus thought to be caused by blood vessel being hit during ER
militarywife2b ? Considering embryo adoption, first consult with a new RE unsatisfactory, pursuing private adoption of baby who is due in May, also working on losing weight
~*~Recent Successes~*~
aebaby ? Cycling with RBA?s frozen DE program, HSG showed polyp which was removed, hysteroscopy for 11/2, 6 eggs fertilized after the thaw, SET on 12/14, 3 to freeze, beta on 12/22, early HPT?s positive!
turtledove09 ? TTC for 3 years, 2 failed IVF?s with OE, DE IVF#1 ? ET on 1/30, first 2 betas looking good, first u/s scheduled for week of 2/20
~*~Graduates~*~
07may07 ? DE cycle with sister's eggs, 3dt, BFP! Beta at 11dp3dt = 190, Beta at 15dp3dt = 927, it?s twins! A boy and a girl!, feeling better, baby girl on the lower end of normal for weight so keeping an eye on her, 34 weeks! Babies are growing well
ashleyann82 ? Chose a new donor after first one backed out, shared cycle, DE eSET on 6/19, 4 frozen, BFP! Heartbeat is looking great on ultrasounds, baby looked great on a/s, it?s a BOY!, failed GTT, appointments set up with RN and dietician, going to start exercising more and watching diet, hit 35/35 milestone
bluebabka ? DE IVF #1 - 13 eggs retrieved, ET of 2 blasts on 2/19, BFP! First u/s showed two but follow-up showed one beautiful baby with a heartbeat of 174, baby boy born 11/3 via C-section, planning on FET in April or May
BRSAugust20 ? BFP (singleton)! Joseph is here! Contemplating next steps regarding frozen embryo, may be on a parent panel for RESOLVE?s NIAW activity and also participating in a DE seminar
CharBart ? BFP on 1st attempt with donor! Twins! Boys born at 32 weeks and doing great
dreamalotmp ? DOR, AMA, DE IVF + ICSI cycle, chose donor, cycle planned for November, donor dropped out of the program but selected a new one, ER and ET complete, BFP! Beta #1 = 243, Beta #2 = 489, first u/s showed one healthy developing yolk sac, everything looked good on first trimester screening, find out sex on 3/5, diagnosed with gestational diabetes
epphd ? BFP (baby boy)! Nubbin is here! Pregnant with OE in December, NT scan and CVS at 12 weeks showed chromosomal abnormality, D&E (((hugs)))
erinandbrockv ? DE cycle using sister?s eggs, ER on 2/8, ET on 2/13 - BFP!
GymDogFran ? Frozen egg program, twin girls!
hep01 ? BFP on 1st attempt with donor ? m/c ((huge hugs)) blood work results are back and showed a strand of MTHFR started Lovenox before ET, transferred 2 frozen embryos on 2/1, BFP! It?s twins! Two baby girls!
hooliface ? DE cycle, transferred 2 embryos (8 cell compounding grade B+ and an 8 cell grade on day 3, BFP!
ichoosehope ? DE IVF #1 - ER on 3/4, 38 eggs retrieved, 34 mature, 3dt of 2 embryos - BFP!
Imanurse03 ? DE IVF #1 - ER on 5/31, ET on 6/4, 16 frozen embryos! BFP! It?s a BOY! Complications including low amniotic fluid levels, IUGR, welcomed baby boy on 1/18/12!
iwannababy2010 ? BFP on 1st attempt with donor! Everything looked good on NT scan, baby is here! Trying for a second baby with FET in March
jcath ? Donor egg cycle with frozen egg bank, chose donor and back-up, had endo biopsy, 5dt on 1/26, beta #1 = 118, betas have been good, first u/s on 2/21 showed identical twin girls! Arrived safely on 9/2, enjoying every second with their girls
jhleap ? Has a toddler from DE, did an FET in November and got a BFP, expecting baby #2 in early August, first OB appointment scheduled for week of 1/16
JM1977 ? DE IVF #1 = BFN, DE IVF #2 - eSET on day 5 (12/15), beta on 12/28 = 1,035, beta on 12/30 = 2,234, first OB appointment showed baby measuring right on track, baby girl M arrived on 8/30/11!
juliannat ? BFP - boy/girl twins!
kb1965 ? Baby girl from DE who is 18 months old, FET of 2 embryos scheduled for 5/2
kdussault ? Donor egg cycle with known donor, 3dt on 1/22 of one perfect embryo, BFP! NT scan went great, anatomy scan on 5/19. It?s a boy!
koyn ? Cycling at RBA, transferred 2 embryos on 9/19, froze 1, BFP!! Beta #3 was 14,621, first u/s showed TWINS! 1st MFM appointment and saw both babies dancing around
LBR_NJ/LisaBRM ? BFP! Baby girl Alana arrived on 12/9/09! FET scheduled for 12/10 but embryo did not survive the thaw (((hugs)))
lenebene ? Split DE cycle underway, on estrogen, donor started stims, ER on 4/25, ET is done - BFP! Beta #1 = 314, Beta #2 = 664, u/s showed one bean, u/s #2 saw heartbeat again, released to OB, team green!, passed glucose test
lhcooper ? Cycling with DE at out-of-state clinic, ER 12/5 - 16 eggs retrieved, got 5 in split cycle, 4 mature, 3 fertilized, 5dt of one embryo on 12/10, beta #1=413, beta #2= 3952, first u/s showed a healthy baby with heartbeat of 138 bpm, second u/s also went great, first OB appointment scheduled for 2/9, CVS on 2/14 showed healthy baby GIRL! passed 1-hour glucose
Lulubelle ? Diagnosed with POF at age 19, has a daughter from a previous DE cycle, original donor contacted and agreed to donate again, BFP! NT scan results looked great, anatomy scan on 8/15 - it's a boy!
lunatwo ? September cycle cancelled due to ovulating on Lupron, DE IVF#1 - ER was 11/11, 13 eggs, 6 fertilized, 5 B-grade embryos, ET on 11/16, BFP! Beta #1 = 485, Beta #2 = 2,495, first u/s showed twins!! A boy and a girl!
mamabear7 ? DE IVF#1, 26 eggs retrieved! 5dt of 2 embryos on 11/7, BFP! Beta #1 = 347! Beta #2 = 1,073, first u/s on 12/3 showed twins! Anatomy scan showed a healthy boy and girl, measuring perfect
Mom2Reese ? Have a daughter from previous IVF cycle, pursuing DE for a second child, in the process of choosing a donor, planning to cycle in April or May
my2012miracles ? Currently expecting through GC (friend)
Mrs.Fuel09 ? DE cycle with cousin as donor, 5dt of 2 embryos on 11/8 - BFP!
njohnson1972 ? Last attempt with OE, transferred 2 embryos on 11/6, BFP! Jack is here! IVF cycle with OE unsuccessful, currently on a break and pursuing DE for the summer
RachelD83 ? BFP on 2nd FET (single embryo transfer) - boy! Jonathan born on 12/8 at 38w3d, he's starting to crawl!
shyntrue ? Donor selected! Surgery to have septum removed, cycle postponed to December, had second SHG and uterus looked good, DE IVF#1 - 3dt of 2 embryos on 12/10, no symptoms but positive HPT?s! beta #1=890, beta #2=10,967, first u/s on 1/11 showed TWINS! Still having morning sickness but getting better, NT scan scheduled for 2/24
snoangel79 ? Dx with POF, DE cycle: 15 retrieved, 12 fertilized, 2 embryos transferred, and 8 frozen, BFP! Twins! NT scan went great - strong heartbeats and good growth, a boy and a girl!, babies small for their gestational age but doing well, welcomed babies on 2/24!
Stuckinthemiddle (OE) ? ET for last attempt with OE was 1/19, beta hell, first u/s looked good
SunMoon&Stars ? Cycling using frozen eggs, 5dt on 12/8, beta #1 on 12/17 = 74.8, beta # 2 = 439, first u/s on 1/7, final RE appointment on 2/4 at 11 weeks. Baby daughter born on 9/2!
svp1537 ? BFP - twins! Everything is looking great, released to OB
Vet-Tech ? BFP with donor embryos, baby girl born 9/20/10! Considering pursuing donor embryos for a second child
Re: ~*~DE/DEmbryo/GC Check-in~*~
Status Update: Where are you currently with the DE/DEmbryo/
GC process? We had a great anatomy scan on 3/5. We're having a GIRL!!!
Sorry it's been so long since I've checked in - I just keep missing it!
Status Update: Where are you currently with the DE/DEmbryo/
GC process? All our testing is done and our donor is flying out on 3/20 for her psych and medical screenings. Fingers crossed all goes well! I will be starting BCPs on 3/25.
Hoping all is well with everyone!!
Status Update: Our ET was Monday 3/12, and we transferred two beautiful blasts! Beta 3/23. Anxiously awaiting and basically freaking out every moment. 3 embies were able to be frozen in case we need them (fx not for a long time!) in the future. Appt. this coming Friday to check my hormone levels.
QOTW: Our financial options were zilch. We paid all out of pocket. Insurance covered a lot of our medications, but that's about it. Suggestions are just to make it a priority. We didn't look into a lot of the fertility financing companies because frankly we could get better rates on credit cards with companies we already had relationships with. We're now working hard to pay it off. DH is allergic to debt I know a lot of places have different programs with shared cycles and such, but I have no experience with them and don't know how it works or if it's worth it.
Good luck to everyone cycling or just about to cycle!
Status Update: Nothing new... sigh.
QOTW: We're OOP and we're going to deplete our savings. My only suggestion is to look into multiple programs because there are such huge differences, but know in advance that there's always compromises to be made between what you want $$-wise and what you want for mental/emotional and physical reasons....
Me: 36, DH: 42
Dx: DOR and MFI
DH: low count + very low motility; hormones all normal; Sperm DNA Frag. test = poor to fair; male karyotyping normal
Me: FSH 13.4 + AMH 0.26 + hypothyroidism; Scratch the hypothyrodism (?); Blood clotting and immune panel all negative; endometrial biopsy normal
IVF #1 (MDLF - Jul/Aug 2011): BFN (9R, 5M, 3F with ICSI, 3dt of 1 10-cell grade 2, no frosties)
IVF #2 (EP-antagonist - Sep/Oct 2011): BFN (6R, 4M, 3F w/ ICSI, 3dt of 1 6-cell, 1 7-cell, grade 4s, no frosties)
DE IVF #1 (shared cycle - June 2012): c/p (6R, 6F w/ICSI, 3dt 1 8-cell grade A- and 1 7-cell grade A-; no frosties)
DE IVF #2 (shared cycle with new donor - Nov/Dec/ 2012): - BFP!!!!! 12/14/12. U/S on 12/27 shows twins!!!!!
SAIFW/PAIFW
status update: We are scheduled for ET on Saturday! Praying the luck o the Irish is with us. We received 4 eggs from our donor on Monday.(we are in a 1:3 program). As of today all 4 are growing! I started PIO on Sunday, not fun, but ok so far. DH is great at administration!
financial options: We are in a shared risk guarantee program at SG. We financed with Fertility Finance. They were very helpful. If this doesn't work (we get 6 attempts) we get all our money back. If it does work.......well you just can't put a price on that can you?
sending good thoughts to all!!
We were matched with our donor last week ??. I am starting my mock cycle tomorrow too.
QOTW: I am lucky enough to have insurance that will cover the medical aspects od DE. We are going to take money out of savings for the donor fee, testing required by fDA for donor, donor insurance, and coordination fee.
Good luck to those getting ready to or already cycling!!
So I have been all over FB with my woes. I am currently getting all my paperwork, documents and appts set to cycle with RBA. We are excited and hope we can cycle by mid May.
QOTW: We are OOP which is why I don't want to do a fresh cycle. For me I have a really difficult time using our savings. We are very fortunate that we receive pretty large annual bonuses and use that money to pay for treatments.
3 failed IVF with OE and 2 failed frozen DE cycles
Last fresh hail mary DE cycle starting Feb 2013
PAIF/SAIF always welcome
GL to those with upcoming betas, that's very exciting!
Update: We were recently matched with some donor embryos and today I made the call saying we would take 2 of the 3 lots offered to us. So now I wait for a callback and once I get that I will have to go get various tests done and then wait for a schedule.
QOTW: We didn't want to finance any fertility treatment so that's why we've opted for donated embryos. It's a lot more affordable for us, and since DH has azoospermia too, we'd need donor eggs and donor sperm so it makes sense. You give up a lot of "customization" I guess you could say but it's so much less expensive. I get a nice end of year bonus, so last year we put a chunk of that into savings and maxed out the FSA account. My insurance doesn't cover procedures but does cover 50% of meds and a good portion of treatment, up to a $10k lifetime max, which, amazingly, we're reaching the end of.
SAIF Always Welcome
TTC #1 since Fall 2008
High FSH, Sertoli Cell Only Syndrome
Unsuccessful with my OE, moving to DE + DS
DE + DS IVF #1: Dec 2012 - BFP, nothing at first u/s
DE + DS IVF #3: 7/12/13 - BFP! Finally! No heartbeat at 7w1d.
Update: Moving forward with RBA; hoping to cycle as early as late April!
QOTW: I have some pretty fantastic insurance coverage for IF, but even that will only pay for my portion of a DE cycle. It would pay for any FETs. For the OOP portion, we're paying with savings; we have always lived below our means and saved 30-50% of our after-tax income (DH even did this in college!). To do this, we drive our (bought used) Toyotas or Hondas until they die, we bought a house well below what the finance company said we could "afford", we only replace things like phones or computers when they actually break and never buy the latest technology. Big vacations are rare; we usually just go to a low-key beach in the off-season.
TTC #1 Since 8/2010
Me: 34, DH: 35 DX: DOR (FSH 14.9, AMH 0.67, AFC ~10) and Egg Quality
IVF #1 Feb 2012. MDFL protocol w/ Met. 7 ER, 0F.
May Donor Egg IVF cycle:3 EF, 1 blast ET 5/12, 2 frosties
BFP 5/21! beta #1 5/22 306 beta #2 5/24 818 beta #3 5/31 15,038.
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"Expecting the world to treat you fairly because you are a good person is a little like expecting the bull not to attack you because you are a vegetarian." --Dennis Wholey
Status Update: Where are you currently with the DE/DEmbryo/
GC process? No big changes this week except I'm up to 4 estrogen patches today, and I start Estrace tablets tomorrow night. I've had a lot of EWCM the past couple of days, which I assume is from the estrogen. Is this normal? I go in for monitoring b/w and u/s on Friday to check my lining. DER and my ET should be sometime next week!
QOTW: What financial options have you found for DE/DEmbryo/GC? Any suggestions or ideas for how people can afford these treatments? We did a combination of insurance, some savings and a low interest credit card.
Best wishes to everyone who is cycling or in the 2ww!
Best wishes to everyone who is cycling or in the 2ww!
Wow April! That is so quick! I will be watching and keeping my fingers crossed ??
Update: Not too much to report, except that I got Baby Bargains and also the book Baby 411 in the mail today. Read for a while, got completely overwhelmed by Baby411, and said to DH, "I can't have a baby -- it's too complicated!" I guess if other people can figure this out....
QOTW: We went with the shared risk program at SG too; that meant we paid more than we would have if we had stayed local, but we needed the financial reassurance of the guarantee; we couldn't handle the one-shot, no-guarantee risk. We tried to get a home equity loan but couldn't qualify for one, so we took out a 5-yr personal loan from our credit union. We would have had a similar interest rate and more payment flexibility with our credit cards, but we were warned that that debt would count more against us for getting a home loan down the line. Of course, I've learned that because of that loan payment, we probably can't afford to move anyway, but we still like the fixed plan of the loan. We have some family help lurking in the background if we really need it, as well as a gift to apply to the principal that I just haven't sent in yet (sort of waiting for the birth, just in case). I wish I had more ideas; being OOP just sucks.
Status Update: Hit 28 week yesterday and doing ok. A bit tired and swollen but working with it. Want these babes to keep cooking til at least 36 weeks.
SO excited for everyone about to cycle or cycling. Good luck!
QOTW: What financial options have you found for DE/DEmbryo/GC? Any suggestions or ideas for how people can afford these treatments?
We were OOP so used 0% CC and some savings. I really wanted at least 1/4 to be paid in cash. So savings.
Update- We had our consult at Advanced Fertility and it went well. Would like to cycle this summer, possibly June or July. Trying to decide between the single cycle and their guarantee program. RE admitted that with their success rates the guarantee program does not come out ahead for most couples......but, what if we are not one of the lucky couples that get a BFP on first try. I think that all our failed IVFs with our OE is effecting our judgment about what to do here, and I'm not at all sure that that is at all warranted. Only other program that we seriously considered is Shady Groves shared program. Just thinking that traveling for DE IVF is not something that we want to do. Love the QOTW, as this has been an ongoing discussion in our home recently.
QOTW-We have decided to borrow from our 401k, deplete much of our savings, cancelled second week of a 2 week vacation and will somehow finance the rest. I am planning to take overtime at work when offered over next several months. Considering the finance company that RE uses, or maybe a loan from Prosper.com, or maybe a zero interest cc. We have not told family that we are planning to do de IVF, so borrowing from family is not an option for us.