How much does it cost to have a baby?

trish051003

I'm not talking all their stuff. 

But from first OB/GYN appt to delivery.  All mine were $15.  Soup to nuts.  I have to pay copays again at my 6 week checkup. 

ashcart01

It all depends on your insurance, what your deductable is and how much of that deductable you've already chipped away.

jrgoogrl

It will depend on what your insurance company covers. You may want to call them and see what tests are covered or not. I know with mine, I paid my initial co-pay at my "confirming pregnancy" exam, then after that I don't have to pay any co-pays. I only had to pay for one of the blood tests, because it was through a lab my insurance company doesn't work with. Other then that, just my co-pay for the hospital visit.

MrsSarahL

It depends on your ob, delivery, how many ultrasounds, tests, etc.  My total was somewhere between $30,000 and $35,000.  DH and I only paid about $500-$600 after insurance.  I stayed 5 days in the hospital, epidural, pitocin, cervadil, stadol, general anesthesia, c/s, plus an ultrasound every 2 weeks from week 20 on (my LO had kidney issues).  I've heard some people rack up a bigger bill.

stylistgypsy

I have private insurance PPO .. It is $20 per visit, and we will owe approx $5,000 - $7,500 for delivery. Anything additional we owe 20% as well. 

Sawyerplus1

I'm Canadian, so nothing

pinkpepsi

Nothing.. The only thing my insurance doesn't cover at all is the circumcision if we have a boy. Everything else is 100% paid for.

brittany121087

I have bcbs though the state. They cover everything but the u/s. They also won't cover an epi or anything considered extra.  

clhali

I have to pay $650 for my Ob appt and that includes her hospital charge. All other hospital charges are 20%.

pixieprincss

DS- +$0 for pre-natal care, hospital delivery, and post-partum OB care 
+ $900 for a doula
+$350 for Bradley classes
+ $2k for post-partum PT and chiro care for an extinuating circumstance resulting from the PG and delivery

LO2
$3,500 for pre-natal care with a MW, MW delivery (home or center), and post-partum MW care

My insurance covers 100% of OB/hospital care and 0% of non-hospital options.

MrsT0522

My prenatal visits are covered 100%, a vaginal delivery will be covered, but my OB's fees are $2700, which we will have to pay $1000 of (basically the deductible).

Anything like hospital labs and drugs at time of delivery (epi if I get one, etc) are extra and I will be billed for those. 

Medic99

I only have to pay a one time $30 copay and the rest is covered at a 100%.

JG362009

For my first pregnancy, when we had the ridiculously awesome insurance through my husband's job (he's a doc), it was $0.  Now that we're on my terrible insurance it will likely be my $3000 deductible.  

amberlynnr7

You will need to figure this out with your insurance company as every one is different.

userdeleted

Your out of pocket expenses will be different based on your insurance, and of course where you are delivering and how your delivery goes. I paid $0 for the first two pregnancies, but our insurance changed and this time I think I'll owe like $600 to my OB. I'm not sure what it's going to end up being to the hospital. My first delivery ended up being a total of like $75k (c/s with complications, NICU stay), the second I think was more like $20k (normal, uncomplicated vaginal birth). Thankfully I have an out of pocket max so I won't be looking at numbers like that, lol.