Would you for 4x the income?

Mt2G1012

If your DH was given a job offer that made a substantial amount of money (almost 4 times as much as he makes now a year), but you had to move from WI to FL, the job was only guaranteed for 18 months and you have to move in 4 weeks, with #2 on the way, would you?

I don't know if it is an option to go in the fall after baby #2 is a few months old, which would be better. Kaitlyn would be 2-3.5 while we are there then we would come home. His job here would not be guaranteed when we get back. It is not his field or what he went to school for, but it is something he could do. We just bought a house, but with the income could afford the mortgage here plus living expenses down there. We would put so much money in the bank. BUT, when it is done, there are no guarantees of getting his old job/career back. they most likely would give him a job, IF they had an opening.  It would give us so much financial stability. I immediately said no, but now I'm wondering if I blew it off too quickly. Please help!!

seahorse102410

Yes I think I would. 

Kitiara5512

I would take it and save as much of that income as possible for after.

karen_loy

I probably would

Mt2G1012

nonasimonsen:

What happens in 18 months? I think that would be my biggest question. Would he be without a job?

The job could go longer and also would be back in our area.  But it is only guaranteed for 18 months in FL.   I am staying home after #2 and am opening a licensed daycare.  So when we got back I could start that up and we'd have some income (plus the savings).  But no, DH would have no guarantee of his job (or another in his field) when we got back.   he is an accountant so there are more job opportunities, but still. 

BeachBum73

Honestly, the money is the icing on the cake...to be able to move from WI to FL would be the highlight for me.  Not that I love FL but I lived in WI for 8 years and d*mn it's cold!

The bottom line is - there are no guarantees for anything and whether you have 6 months to move or 1, it's still stressful.  I just think it's a great opportunity and it's short-lived so if you absolutely hate it, at least you aren't "stuck".

kehgirl

dup

kehgirl

I totally would.  But I've been begging my husband to move to FL for a long time.  But in your case, I think I still would.  If its 4x the salary, you could basically save 3 years of cash, right?  That relives some of the stress about the next job, since you will have plenty in savings if you budget well.

Living expenses in FL are relatively low,

What's the job and how do I get one? LOL

Rachel R

Will your DH get a paternity leave?  Will someone be able to come visit to help with the new baby?  We moved from Detroit to Houston for DH's job a couple years ago.  I'll be honest... it's been hard being a new mom with no family/close friends nearby.  We're moving back to the Midwest later this year (mostly) for that very reason.

Since it's definitely temporary, I'd probably do it.  But try to plan for your mom/sister/bff to come visit around when your new baby is due, if possible. 

MrsWindyCity

Personally, I don't think I would but there are a couple things coloring my opinion; namely, that I don't want to really live in FL and that I've been unemployed going on 6 months now and I know how hard finding a job can be. I'd be worried that a lot of the extra money made would end up getting used if I couldn't find employment later on. Also, moving is expensive, even if it isn't permanent.

You said your DH would be doing something he doesn't do now/didn't go to school to do. Would he be interested in continuing that line of work after this position ended? If not, it might not be the greatest to have an 18 month gap of "relevant" employment on his resume (but I don't know how close the jobs are obviously and an employer may just look at it as a job he had to take because he moved). If I did move, I would do it while pregnant. I can't imagine moving with a newborn, trying to get situated, etc.

shakes

yeah I am pretty sure I would. There's a chance you might fall on your face, but a much better chance this will change your family's future for the better...it's worth the risk.

jastl32

I don't think I would because the uncertainty of what will happen longer-term for his job would make me nervous, especially if I wasn't working. Granted, nothing in life is guaranteed, but the instability of it would freak me out.

Also - I'm not sure I'd want to live in Florida.

I think the other question I'd ask is - what happens if he doesn't take it? Can he stay in his current role?

jenn&Dave2005

Depends on where in Florida!  4x's is probably enough to even make myself move back to Miami.  

hmp1

We would go. No job is guaranteed so if anything it just means you guys will be more prepared to either move back or find something else in FL.  You mentioned having enough to cover your mortgage in WI, but I wouldn't do that. Seems like a waste of money. I would lease the house while you are gone.

kes3237

I wouldn't and only because of the lack of job security.  It also doesn't further his career in any way (so it doesn't sound like he would be in a better position to stay on or find another job afterward) and therefore isn't an investment in his career.  Even a lot of money saved could go away quickly if he's unemployed in 18 months.

Mt2G1012

We would only be there for 18 months then move back to WI.  It is in Naples area.  He would be able to have the same time off (I think) for #2 as he does now.  My mom would probably fly down and help if I needed. 

I live in an area that has been pretty unaffected by the economy, thankfully. Unemployment is hovering under 5% now and the housing market has not had any issues, houses still cost a shiiit ton here.  He is an accountant so there are more job opportunities in that field.  His job would probably take him back, but ONLY if they had a position.  I don't want to live in FL either, but it is temporary.  It could be amazing for our family, or be a big problem if he couldn't restart his career 18 months later.  I don't know how much risk I can handle, so I'm trying to get outside perspectives   Thanks everyone.

wife1014

I would not. I have no desire to live in Florida. Although no job is guaranteed now, I would never want DH to take a poaition knowing it's only 18 months and then not being in his field would seem like an irrelevant 18 months on the resume.  I also had a horrible bout of PPD and can't imagine not having family and friends around during that time. I would never willingly move knowing I'd be alone with two babies.  Money is great but happiness is better.

dangerkitty102

I'd do it and bank as much as possible.

Mt2G1012

So how many months of living expenses would you feel comfortable having in savings if he can't get a job right away?  6 months a year?  Taking into account what I said above about the economy here.

And I agree about happiness vs money.  We are fine financially, but this would make life a million times easier.  But the risk is will it be easier for good or will it set us up to have financial issues.  This is a really hard decision.  We are going to talk more tonight.  I've also asked if we could go in 7/8 months so after #2 is here.

[Deleted User]

The user and all related content has been deleted.

BelleIsa

If I wasn't working, yes.  If I had to quit my job, no.

JeniKate

Will the company in Florida pay your moving expenses? If you could hire movers to do most of the work for you it would be worth it to me.

 I moved when my son was onl 6 weeks old. It was horrible. I would have much rather have moved before he was born.

Mt2G1012

This would not be a permanent job/career change.  They do not pay moving expenses.  Basically, it would be an 18 month hiatus from his career.  We are younger (will be 29 this year) and he is just starting pretty much so I don't know if that means it would be more or less damaging.

welcel

Leave Wisconsin?  That's crazy talk.

tigerbaby10

Definitely factor in the cost-of-living before making that decision.  I would guess that a 4x increase in salary would make this a moot point, but I'm not familiar with home/rental pricing in Fl.  Good luck either way!! 

 

ETA:  Oops, nevermind.  Reading fail.  Just saw that it would cover COL + pay your mortgage + extra.  That being the case I would totally go for it, especially since you'll still have your house.

RumbleLina

Definitely. 4x as much and it is only for 18 months. It would stink be away from family and friends but the income would be awesome for down the road. College savings for children, paying off debt, retirement or just saving money.

Angela814

I think I would in your situation. Personally, I don't think I would because I wouldn't want to have DD1 change schools twice. It's easier before they're in school. Plus accounting jobs aren't all that hard to find around here. 

NewFamily09

I would probably do it, but I would save almost all of the extra income.  That way, if it takes him a while to get a job after the 18 months, you don't have to stress out.  I wouldn't take it and then live high on the hog for 18 months.  Enjoy life a little more, but save as much money as you can.  Does DH want to do it?  If a change like that would make my DH do it, I would probably go along with it.

hydies33

heatherm818:

We would only be there for 18 months then move back to WI.  It is in Naples area.  He would be able to have the same time off (I think) for #2 as he does now.  My mom would probably fly down and help if I needed. 

I live in an area that has been pretty unaffected by the economy, thankfully. Unemployment is hovering under 5% now and the housing market has not had any issues, houses still cost a shiiit ton here.  He is an accountant so there are more job opportunities in that field.  His job would probably take him back, but ONLY if they had a position.  I don't want to live in FL either, but it is temporary.  It could be amazing for our family, or be a big problem if he couldn't restart his career 18 months later.  I don't know how much risk I can handle, so I'm trying to get outside perspectives   Thanks everyone.

Naples is really beautiful and I can't imagine anyone not wanting to live there, but it's also very expensive. Definitely be sure to factor that in. If you are sure it's still worth it, I definitely would. It's only 18 months.