Feds: Open season, short term disability?

nvama2wb

Feds, since it is open season we are reconsidering our insurance options.  We would like to start trying for a second child this year.  Does anyone know if short-term disability insurance is an option to purchase through any fed government benefits packages?  Do you have experience with it?  Also interested in hearing about any third-party recommendations.  Any pros/cons that we should consider? Thanks!

alliapistor

To my knowledge, there is no short term disability insurance offered for federal employees.  It is one of my biggest pet peeves.  At least offer it at cost!  Especially since you don't offer paid maternity leave.

tomandcourt

alliapistor:

To my knowledge, there is no short term disability insurance offered for federal employees.  It is one of my biggest pet peeves.  At least offer it at cost!  Especially since you don't offer paid maternity leave.

Yup. This is what I understand, as well. 

Artslvr

Nothing offered to Feds as far as STD. 

I had looked at getting my own private policy through Aflack or whatever, and when I did the math it didn't make sense.  I figured out that after I paid the monthly premium for a while (I think you had to pay into it for a year before you could actually start drawing down on it) I could just save that money up for taking LWOP. 

Or something like that.  I admit I didn't go too far down the road of researching it because I got pg about two months after becoming a Fed back in 2006.

nvama2wb

Thank you, I was unable to find any information about it either, just wanted to make sure I wasn't missing anything!

ch ch ch chia

alliapistor:

To my knowledge, there is no short term disability insurance offered for federal employees.  It is one of my biggest pet peeves.  At least offer it at cost!  Especially since you don't offer paid maternity leave.

That's not exactly true... there are STD programs for most *unionized* employees.

 

WinesNotWhines

ch ch ch chia:

alliapistor:

To my knowledge, there is no short term disability insurance offered for federal employees.  It is one of my biggest pet peeves.  At least offer it at cost!  Especially since you don't offer paid maternity leave.

That's not exactly true... there are STD programs for most *unionized* employees.

 

Really? How would someone find information about that?

Artslvr

ch ch ch chia:

alliapistor:

To my knowledge, there is no short term disability insurance offered for federal employees.  It is one of my biggest pet peeves.  At least offer it at cost!  Especially since you don't offer paid maternity leave.

That's not exactly true... there are STD programs for most *unionized* employees.

 

That's good to know - our agency only very recently unionized so there is a steep learning curve.  I can tell you that there is no STD offered through our union - yet!

ch ch ch chia

Artslvr:

ch ch ch chia:

alliapistor:

To my knowledge, there is no short term disability insurance offered for federal employees.  It is one of my biggest pet peeves.  At least offer it at cost!  Especially since you don't offer paid maternity leave.

That's not exactly true... there are STD programs for most *unionized* employees.

 

That's good to know - our agency only very recently unionized so there is a steep learning curve.  I can tell you that there is no STD offered through our union - yet!

I think karinothing's union offers it (She posts on MM).  Not sure about others.  I guess it's probably something that's specific to your bargaining agreement, or whatever it's called.