We're home

Mominator

Luckily we didn't have to wait too long at the ER. They took xrays and nothing was broken so they sent us home with ice and Advil. He's able to walk around which is good but as the morning was wearing on he was getting more and more stiff. I'm sure he'll feel worse before he feels better, but luckily the damage seems to be minimal.

Of course, neither my son nor the person who hit him bothered to call the police and he didn't get her insurance information either. I was informed at the hospital that I have to submit the bill through my car insurance because my health insurance won't pay for injuries sustained in a car accident. I am NOT happy about this. I mean, I get that it is the law, but seriously? He doesn't drive, I was in another state and now my car insurance is going to go up? Such a great day all around. Ugh.

We did file a police report on the off chance that the person who hit him calls in herself later, but I'm not holding my breath on that one. 

katie277s

Wait, a woman hit your son and left?  

I'd be livid!  I'm so sorry.   

AZ_Erica

Wow, glad he is ok.  I feel like that is pretty irresponsible of the lady who hit him.  I mean, he's a kid, I wouldn't expect him to know what to do, and also was probably in shock that he was just hit by a car.  But I think any grown adult should know that she should probably call the police and ambulance something?  Did your poor son have to walk himself home then call you?

Dougsgirl4ever

Glad that it wasn't more serious.  I cannot believe that she did not call the police, that is just crazy.

Mominator

He was actually on his way to school and called me when he got there because he didn't want to be late. I'm not even mad, I mean, it would have been nice if he had called me from the scene so I could have told him what to do, but he's a kid and was probably freaked out. I'm not even mad at the driver who hit him, he said it was a little old lady and I'm sure she didn't even have a cell phone. Just sucks all around, but I am just so grateful that he is okay and wasn't hurt more seriously.

Rebekah1021

Mominator:

He was actually on his way to school and called me when he got there because he didn't want to be late. I'm not even mad, I mean, it would have been nice if he had called me from the scene so I could have told him what to do, but he's a kid and was probably freaked out. I'm not even mad at the driver who hit him, he said it was a little old lady and I'm sure she didn't even have a cell phone. Just sucks all around, but I am just so grateful that he is okay and wasn't hurt more seriously.

Oh wow. Glad he's going to be okay. I agree that it's not fair that you get stuck with the bill.

ShanJosh777

I don't know how all insurance companies work, but I used to work for State Farm and I am almost positive that when determining rate increases, they only took into account when they paid out on a comprehensive or collision claim over a certain $ amount. Since this will be paid under the medical coverage portion, hopefully it won't affect your rates.

Glad your son is going to be fine! 

ridesbuttons

FFS, who hits a kid with their car and doesn't provide insurance, personal info, etc?  Talk about bad luck.  As though you son was supposed to be in any sort of state to ask for the information himself.  WTF?

ETA: having read the responses, if it in fact was a little old lady, all the worse.  At some point people have to stop driving.  Sad fact of life.

And more importantly, glad your DS is ok.

Jodi&Joe

Chances are your insurance will not go up.

It's considered an uninsured motorist claim/med pay/personal injury claim and those (in most instances) do NOT increase your premiums.  You should be fine.  And actually, bonus, no copays! 

I'm glad he is ok!  That's so scary - for both of you!