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Anyone live in NY and have Empire Plan?

eponine7682eponine7682 member
in Trouble TTC
If so, I hear they cover IVF! If you have it and are undergoing IVF, what do they cover? TIA!
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TTC since March/April 2010
DX: MFI - less than 1 million sperm, 26% motility
DH put on anastrozole to increase counts
June/July 2011 100 mg Clomid + TS IUI#1 & IUI 2 - BFN :-(
Forced break due to DH getting spinal surgery in August 2011
IVF - January 2012: BFN
FET in April 2012 - BFP at 6dp5dt! Beta #1 at 9dp5dt: 82.5, Beta #2 at 12dp5dt: 352 Beta #3 at 19dp5dt: 6000, saw heartbeat and one little bean at 5W6D!
After nearly 3 years of waiting our LO was born December 18th 2012!
image
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Re: Anyone live in NY and have Empire Plan?

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    hootie123hootie123 member

    I don't have the empire plan - but I do live in NY.   But I do know they cover IVF - there is a girl in my office support group that just got a new job only b/c they offer the empire plan and they will cover her IVF (she's done 8 IUIs!).   Also - all around my RE office there are special notices if you have the empire plan let us know before we do x,y,z... 

    If you can get it - I'm sure its worth it!   

     TTC #1 since 6/09
    Dx: PCOS and MFI
    3 IUIs, 4 IVFs = BFFN
      3rd RE: IVF #5/FET = BFP
    14dp5dt=1170 16dp5dt=2573
    1st u/s=    TWINS!
    It's a Boy and a Girl!

    Born at 34w3d! 
     

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    eponine7682eponine7682 member
    Thanks!!!
    AlternaTickers - Cool, free Web tickers
    TTC since March/April 2010
    DX: MFI - less than 1 million sperm, 26% motility
    DH put on anastrozole to increase counts
    June/July 2011 100 mg Clomid + TS IUI#1 & IUI 2 - BFN :-(
    Forced break due to DH getting spinal surgery in August 2011
    IVF - January 2012: BFN
    FET in April 2012 - BFP at 6dp5dt! Beta #1 at 9dp5dt: 82.5, Beta #2 at 12dp5dt: 352 Beta #3 at 19dp5dt: 6000, saw heartbeat and one little bean at 5W6D!
    After nearly 3 years of waiting our LO was born December 18th 2012!
    image
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    mego36mego36

    I do. ?We are doing IUI right now, which is fully covered. ?My husband and I each have $50,000 worth of coverage for IVF. I'm not sure what his money is for, bc if I use all of mine I can't use his.

    So far we haven't had to pay a cent for out bloodwork, back to back IUI, and ultrasounds (not even a copay) bc all of these are covered under our regular insurance and not the infertility coverage. ?I had to pay $5 for my five days of Clomid. The nurses keep telling us that we have the best coverage. ?I guess that it's one thing that we are lucky for in this IF journey.

    Not sure how the coverage work with IVF.?

    TTC #1 since 09/10
    Me: 32 DH: 34
    5/17/11 SA- count 38 mil, low motility, traces of white blood cells (2 weeks antibiotics)
    6/16/11 SA- count 23 mil, low motility, referred to urologist
    dx varicocele
    DH ultrasound
    6/27/11 SA- count 101 mil, 36% motility, 5% morphology
    IUI #1 50 mg Clomid: Back -2- back: 7/27/11 & 7/28/11 = BFN
    IUI #2 100 mg Clomid: Back -2- back: 8/25/11 & 8/26/11= BFN
    IVF #1(Ganirelix, Follistim, Menopur) ER 11/16/11,ET 11/21/11= BFP 11/29
    P/SAIF Welcome
    Photobucket PhotobucketPhotobucket Image and video hosting by TinyPic BabyFetus Ticker BabyFruit Ticker
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    nmartin1108nmartin1108 member

    I have the Empire Plan and it's fabulous! We're moving on to IVF if this cycle isn't successful. I already have the meds though which cost less than $50 for everything (I'm sure this would depend on which meds you were specifically prescribed, but the copays are ridiculously low). I have $50,000 in IVF coverage which is a lifetime limit. 

     

    Good luck!! 

    IUI #1 (50 mg clomid and ovidrel) - BFN
    IUI #2 (100 mg clomid and HCG trigger) - BFN
    IUI #3 (Gonal-f and HCG trigger) - BFN
    IVF #1 - 21 retrieved, 20 mature, 15 fertilized (ICSI), 2 d5 blasts transferred, 8 frozen - c/p
    FET #1 - BFFN
    FET #2 - BFN? c/p? Either way no baby
    FET #3 - No shock...BFN
    FET #4 - BFN :-(
    Surgery and TTC cancelled - pursuing surrogacy
    7/31/12 Surrogate got a +HPT!!!! BabyFruit Ticker
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    eponine7682eponine7682 member
    Oh my gosh! Thank you SOO much! I am very relieved because I just know that this will need to be our next step. Currently I have CDPHP and they pay for everything up to 6 IUIs but nothing for IVF. So we will be doing IUIs (against my RE's advice, he just wants us to do an IVF because DHs counts are so low) until we switch to Empire which will hopefully be at the start of 2012.
    AlternaTickers - Cool, free Web tickers
    TTC since March/April 2010
    DX: MFI - less than 1 million sperm, 26% motility
    DH put on anastrozole to increase counts
    June/July 2011 100 mg Clomid + TS IUI#1 & IUI 2 - BFN :-(
    Forced break due to DH getting spinal surgery in August 2011
    IVF - January 2012: BFN
    FET in April 2012 - BFP at 6dp5dt! Beta #1 at 9dp5dt: 82.5, Beta #2 at 12dp5dt: 352 Beta #3 at 19dp5dt: 6000, saw heartbeat and one little bean at 5W6D!
    After nearly 3 years of waiting our LO was born December 18th 2012!
    image
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    Jenni83Jenni83
    I had IVF done under the empire plan and they covered everything but our co pay's for the med's which were super cheap.
    Baby Birthday Ticker Ticker<a href="http://s888.photobucket.com/albums/ac85/JLunham23/?action=view
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