Question about Elective u/s

D&D4Ever7

Some of you ladies had elective u/s.  I was wondering how much of your insurance covers these.  Do you just pay more towards the co-pay?

TIA

ColleenS629

I haven't had one so I could be totally off on this, but I thought that insurance didn't cover it at all. I thought you had to pay OOP for an elective u/s.

bryanandkatrina

Elective u/s are not covered by insurance.

Insurance will only cover "medically necessary" u/s. 

I don't have one and so I am not sure how they work, but depending on your provider they may allow you to use your FSA account to pay for some (or maybe even all) of an elective u/s. Just something maybe worth looking into.

KiKiMe

I had one and honestly didn't even look into insurance or FSA funds. I just assumed we were completely on our own for it?

stillwaiting12

I had one with my last pregnancy and they aren't covered at all. It's elective, so it doesn't go toward your deductible either. I doubt it would be covered under an FSA but that may be worth asking about.

martinimomma

Ditto what PPs said about the medically necessary limitation. However, health savings account funds might be fine to use, as a lot of the expenses permissible under those plans are not really "medically necessary" like Lasik, etc. Worth looking into!

damabo80

if it's elective, then insurance wouldn't touch it with a 10 foot pole.

It's 100% OOP.