**TTT**

warriormomerin

Sorry I missed your call! DS was in the throes of a tantrum and I couldn't get there in time. I'm going to try to call you at work later this evening once I get the brats settled.

Ttimes3

No worries, my friend. In the meantime, I'm wading my way through examples of term vs. whole vs. universal vs. variable vs. return on premium, cash surrender value, face value, flexible premium offerings, mortality charges, accumulation funds, etc... 

warriormomerin

It sounds like whoever is selling it is trying to sell it as an investment? If so, I'd be cautious. LI isn't a good "investment." I'll call you...

Ttimes3

Exactly. I'll FBM you the deets. I smell a greedy commissioned broker...and it stinks.

I'm going to run and pump. Can you call me (at my desk), around 6pm?

warriormomerin

I can't do 6, how about 7:30 or 8?

Ttimes3

7:30 would be perfect.