unexpected money...WWYD?

jillybean800

Sooooo...since I know money gets a little sensitive around here, I'm not going to say the actual amount.

I'm going back to work at the very end of April for the last two months of the school year.  Then, I'm NOT going to work in the summer like I usually do, then back to school in Sept.  I was saying to my husband that I wish I could just stay home in may and june too.  He said, well if you can make "x amount" in some other way, go ahead"  (not being serious).

Well, today I went to my mom's house and she told me that my grandmother wanted me to have something when she passed away (and she did in July).  Then, my mom gave me "x amount" of dollars.  Holy. Crap. 

So I guess I kind of have the option to stay home those two months.  BUT I would lose my health insurance, having to go onto my husband's which costs much more money than mine.  We would have to continue that throughout July and August because my job would basically consider me gone until I get a new contract in September.  That would cut a chunk into the money.

Should I stay home?  Or should I just go to work, knowing that only working two months before a two month break might be easy? Then I could keep my health insurance and we could put all the money into savings.  Should I just blow it all on a new wardrobe? (haha)  I should also mention that my mom and MIL will be taking care of LO in May and June, so childcare would be free.

scrh2010

Honestly, I would work the 2 months. Though the temptation to stay home would be HUGE. But now that we have kiddos, there are always unexpected expenses and having X amount of money would be a good buffer for the "just in case"

our1stbaby2010

I would go back to work.  I wouldn't want to be out of health insurance especially with my little one.  Those months will fly  And your grandma was such a sweetheart!! I remember your baby shower tribute to her, very special.  

 

jillybean800

our1stbaby2010:

I would go back to work.  I wouldn't want to be out of health insurance especially with my little one.  Those months will fly  And your grandma was such a sweetheart!! I remember your baby shower tribute to her, very special.  

 

aw, thank you for remembering it.  It was the favorite part of my shower.  My one friend is still wearing it around her neck...she is due in a month or so.

JulietL129

scrh2010:

Honestly, I would work the 2 months. Though the temptation to stay home would be HUGE. But now that we have kiddos, there are always unexpected expenses and having X amount of money would be a good buffer for the "just in case"

If it were me, I'd do this. Could you take some of it & do a special vacation for you guys so some of it would be enjoyed & used to spend time with LO and you'd still be able to save some (or buy cute new clothes ;-).....)

amberleeb

I would go back to work since you have free care for your LO.  I would put the $ in savings and do something special with it maybe a family vacation when LO is a little older.

Tiffany628

Personally, I would stay home.  There may always be a way to get money, but you'll never get the time back with your LO.  My aunt watches M which is awesome that we have family doing it, but it breaks my heart every time I hear she's doing this or that now, and I'm not even seeing at home because she's too tired for anything by the time we get home.  If I got the opportunity I would totally take it. 

jillybean800

laurelannie:

I would wait for something expensive to break, and then go back to work. That's how it goes in my house at least, last time it was the hot water heater.

Seriously, I would probably decide to stay home and then DH would total the car or something.

kat81

go to work, no question.

beansie23

Go back to work. Keeping the health insurance you currently have is top priority.

hollerjeepgirl

lol my grandmother gives everyone in the family 12K every few years. It's really nice to have, I won't lie. I would work though, you never know when you'll need the insurance

AllSmiles1210

I would go back. It's only two months and would be cheaper and easier for your health insurance. We have been gifted a good amount of money and are saving most of it. Take a little and spend it on yourself though :-)

babyonthebrain2010

AllSmiles1210:

I would go back. It's only two months and would be cheaper and easier for your health insurance. We have been gifted a good amount of money and are saving most of it. Take a little and spend it on yourself though :-)

this is what I was gonna say especially the last part

jillybean800

Thank you all...I think that I will stick with my current plan of going back to work.  With the money, a portion of it will go to pay off a debt to my in laws (not a huge one).  Another portion we will use to spend on our Wildwood vacation (not a huge expense either...my in laws get us a condo, we pay for dinners and entertainment), and the rest will go into savings to give us a good cushion.

@laurelannie: Alexander's little friend is his cousin, my SIL's son, who was born 10 weeks after him.  They are so cute together!