Toddlers: 12 - 24 Months

More financing....

So, if you keep up with the bills and the money, does your SO ever question you when you spend money on stuff that might not necessarily be needed?  DH doesn't really, he says as long as the lights are on and there is a roof over his head and he has a little extra money when he needs it, he doesn't care.  He knows I wouldn't be spending money if we didn't have it to spend

Re: More financing....

  • Nope, I'd give him a knuckle sandwich if he did Wink

    I'm kidding.  Once he asked about our electric bill because the company called saying they were going to terminate our service.  I hadn't updated our phone number with the company. 

    He can buy what he wants once he pays the household bills.  I'm like a swipper on Dora, I take the money for bills as soon as it hits his account.  This guy spends money like it will replenish itself.

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  • DH is the same way. He's just not geared for running our finances because he has no desire too. He just transfers a certain amount of money into his personal checking account every week and that's what he uses for hobbies, etc. He never asks how much we are putting towards our savings, DS's college education, etc. He just trusts that I will do what's best for our family.

    Sometimes it can be stressful being the only one involved, but more often than not, it's kind of nice not having to discuss every single bill.

  • We have a joint account so DH can look anytime he likes to see where the money is going.  He has brought it up at times, that I've been getting carried away with unneccesary purchases, which is usually warranted. 
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  • No, and I'd be offended if he did. Unless there's a history of unwise, obsessive spending or something, I think thats pretty weird. I'm not his teenage child so there's no need to question my spending. Besides, it's MY money, too :)
  • Nope, he usually doesn't.  One time recently he asked me how much I spent on the dress for my cousin's wedding.  It's the first time in a long time he has asked about a purchase, and of course it was not a cheap item.  He ended up getting something nice for himself, "because it's only fair".  Lol.  Normally he doesn't worry.  We talk about how much we have and what we can spend, just about every paycheck

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  • Nope.

    DH never, ever asks about our finances. He just trusts that I'm doing what needs to be done. Although he never, ever spends any money at all. He puts gas in his car or picks something up from the grocery store when I ask him to. When we first started dating he had a ton of money in his checking account but never looked at it and never balanced his checkbook (11+ years ago). He just only spent the bare minimum and pretty much lived off of frozen pizza and hot pockets (lol). He brought a peanut butter sandwich to lunch everyday. I couldn't believe he just kept letting his checking account get higher and higher. I was only 17 (he was 21) and made him set up a 401k and an IRA. So I've been taking care of all of his finances since then. It's a good thing that I am trustworthy Wink

    I do spend a lot though Embarrassed
  • As long as I can fit it into our weekly budget, I can pretty much do as I please. But we both tend to stick to basics. 

    We check in with each other on most things, though. I let him know before I do seasonal shopping for the girls, send birthday gifts to relatives, or sign the girls up for classes. And he gives me a heads-up if we have things like car registration or car/outdoor maintenance coming up that we need to fit in, so that we don't both count on spending a certain portion of the budget and then find out later that we've done over. 

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  • If it's a big purchase we talk about it but other than that we buy what we want. I figure that is a benefit of two working parents.
  • DH manages all the money in our house, he's a banker so it makes sence. I have the log on's for the online banking so I can see at anytime what's going on, but honeslty it's not my thing, DH is extremely good with money so I never worry. I always tell him, as long as my credit cards work I don't really care what's going on. We pretty much buy what we want when we want- he doesn't tell me what to do and I don't tell him what to do. If I know I am going to be buying something that is more expensive (like I just bought plane tickets for $1200) then I will tell DH to make sure everything is cool- but it's never been an issue. If DH feels I am over spending he will say something to me, and I will try to reign it in, but I will admit I have a small shopping problem! : )
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  • No, we are both pretty responsible and don't blow money on stupid crap. Big expenses for the house we discuss and make a decision together. If I need to go shopping for clothes/shoes for me or the kids, I will tell DH so he can adjust our budget accordingly.
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