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Hi! I am a new mom-to-be....
I am trying to be prepared for maternity leave and I am researching FMLA vs. Short Term Disability benefits... It looks like FMLA is unpaid (not a good idea for us) & I am trying to figure out how much of my salary Short Term Disability covers?? My company is based in California, so laws are different out there. That being said, my HR Dept isn't very helpful since there has never been a female to give birth in CT in my company's history. (predominantly male employee base)
So, my biggest question is: how much of your salary is reimbursed on Short Term Disability?? And how often do you get paid (weekly/bi-weekly/monthly/etc)?
Thank you so much for your help!!
Re: Anyone with Short Term Disability experience?
STD pay percentage and policy is going to vary at each company.
At my company I had to pay into STD benefits biweekly a minimal sum.. like 1% of my biweekly pay in my paycheck and it had to be in effect before I got pregnant or else it would cover maternity leave. Thats pretty standard from my understanding.
It paid 60% of my salary for 5 weeks post partum (it had a 7 day waiting period meaning the first 7 days I was out I had to use sick/vacation time or take it unpaid). This also varies with the company.
I got 1 lump sum check for the 5 weeks about 10 days after I gave birth. If I went back to work earlier than that, I had to pay it back.
Hope that helps! Your HR is the best person to talk to... thats their job!
Thanks ladies! I appreciate hearing your experiences.
fmla is nothing that you have to pay for or get... you have to have your ob fill out paperwork. this guarantees your job and allows you to be out and be able to go to your dr's appointments and also to ease you back after your maternity leave
std pays you while you are out either due to bedrest or maternity leave. my work gives me 70% for bedrest up to 36 weeks and for my maternity leave it gives me 6 weeks paid in full for vag birth and 8 weeks paid in full for c sec.
I would have your ob fill out paperwork for fmla just in case.
your std has nothing to do with where your company is based it has to do with CT laws. your company also needs to be following CT fmla laws.
your HR team needs to get it together and get that information to you, it is their job...
I am TTC for a while but just now found out about STD. I hope I didn't get pregnant this month, so I could enroll in January and then try to get pregnant in Feb. You have to enroll 10 months before baby is born. My job works with Aflec (premium is on me, but they have discount). I contacted representative and he told me It would be 40$ per month and I would get about 1300$ per month for 3 months (based on my annual income 30K). I didn't memorized the part about how and when they would pay.
And if I did get prengnant this month I have no idea what other financial support I could get.