High-Risk Pregnancy

Insurance coverage for NST and BPP?

My insurance runs July-June.  When I delivered last July, I hit my max out of pocket really fast and haven't paid a dime for this pregnancy except my initial copay which has been super nice. My insurance is 80% coverage.

I was just wondering what I should expect to pay for NST or BPP.  My OB/Peri/MFM are insisting upon them so will that make a difference?

BFP #1 5/10/06 ...m/mc @11.5w 6/29/06 D&C 6/30/06
BFP #2 10/29/08 ...stillborn via c/s @41w 7/20/09
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BFP #3 1/20/10 My angel's little sister Grace Madison was born September 8th 2010 @37w. We're so blessed! Thank you angel for getting her here safely.
BFP #4 12/30/11. Jackson Christopher 8/22/2012 via repeat c/s @ 37w 3d
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Re: Insurance coverage for NST and BPP?

  • I just got a statemtent for what they covered from my insurance company.  It was about my last peri visit (I saw the peri, had an NST, and had a BPP all of which my peri insists on (NSTs twice a week BPP every 4)).  My insurance runs differently (January to December) so all I had was a copay BUT the insurance company listed the amount thye were billed (all of which they covered) and the NST was 155 and BPP 450.  All I paid was the copay for the specialist (40). Now your insurance may give you a discount on these amounts based on whether or not your peri is in network.  I think if I had to still meet my deductable I would have been billed like 100 for the NST and like 200 or so for the BPP AFTER my insurance discounted the services for using an in-network provider.
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  • My hospital stopped taking my insurance June 1st and my OB wanted me to have NST's from 32 weeks to delivery.  It would have cost me $300 per NST - so for 8 weeks it would have cost me $2400. I'm in NYC so everything is more expensive here so I'm sure you'll get other answers that are lower.  In the end, I was very fortunate- the hospital agreed to take my insurance (because I'm sooo high risk).

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  • my doctor has ordered weekly BPP's and NST's i havent gotten any NST bills yet but the BPPs are running in the 3-400 range are the NSTs in your OB's office or at the hospital? if they are at the office they may be part of the visit
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