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Success after IF
LIAngel
member
House poll
LIAngel
member
What would you rather have?
A nice house in a so so neighborhood with no friends and kind of lonesome (plus side no one knows your business) and no mortgage?
OR
A slightly smaller house in a nice family friendly neighborhood with a mortgage and worried how to pay it every month?
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This discussion has been closed.
Re: House poll
How "worried" about the mortgage are you? Are you just worried because you have a known monthly expense or is it a stretch to afford it?
An affordable mortgage is a good thing since there are tax benefits to deducting the interest. A mortgage you can't really afford is something to avoid at all costs.
After 7 years trying to concieve, 3 failed IUIs and 2 failed IVFs, my third IVF was a success!
My Christmas baby turned into a turkey bird! Dillon Richard was born at 34 weeks, 5 days on November 28, 2009 after 10 weeks on bedrest for preeclampsia.
<a href="http://smg.photobucket.com/albums/v705/arriinthere/PJ/?action=view
I definitely wouldn't want to be house poor and worried about money all the time. What an awful way to live.
Like a PP said, neighbors change and so do friends.
World_of_Dennifer
Bloomin'_Babies
Married/Nest_Bio
Honestly? Pretty worried. I know I can't predict the future, but who knows if we have to go back to the RE to get pg w/baby #2 (we are totally OOP). I'd like to put Nicholas in a Moms Morning Out Next fall when he's 2 and we would't be able to do that and pay a mortgage.
It wouldHonestly? Pretty worried. I know I can't predict the future, but who knows if we have to go back to the RE to get pg w/baby #2 (we are totally OOP). I'd like to put Nicholas in a Moms Morning Out Next fall when he's 2 and we would't be able to do that and pay a mortgage.
It would be a stretchHonestly? Pretty worried. I know I can't predict the future, but who knows if we have to go back to the RE to get pg w/baby #2 (we are totally OOP). I'd like to put Nicholas in a Moms Morning Out Next fall when he's 2 and we would't be able to do that and pay a mortgage.
It would be a stretch toHonestly? Pretty worried. I know I can't predict the future, but who knows if we have to go back to the RE to get pg w/baby #2 (we are totally OOP). I'd like to put Nicholas in a Moms Morning Out Next fall when he's 2 and we would't be able to do that and pay a mortgage.
It would be a stretch to afford it.Honestly? Pretty worried. I know I can't predict the future, but who knows if we have to go back to the RE to get pg w/baby #2 (we are totally OOP). I'd like to put Nicholas in a Moms Morning Out Next fall when he's 2 and we would't be able to do that and pay a mortgage.
Honestly? Pretty worried. I know I can't predict the future, but who knows if we have to go back to the RE to get pg w/baby #2 (we are totally OOP). I'd like to put Nicholas in a Moms Morning Out Next fall when he's 2 and we would't be able to do that and pay a mortgage.
ItHonestly? Pretty worried. I know I can't predict the future, but who knows if we have to go back to the RE to get pg w/baby #2 (we are totally OOP). I'd like to put Nicholas in a Moms Morning Out Next fall when he's 2 and we would't be able to do that and pay a mortgage.
It would be aHonestly? Pretty worried. I know I can't predict the future, but who knows if we have to go back to the RE to get pg w/baby #2 (we are totally OOP). I'd like to put Nicholas in a Moms Morning Out Next fall when he's 2 and we would't be able to do that and pay a mortgage.
It would be a stretch to affordHonestly? Pretty worried. I know I can't predict the future, but who knows if we have to go back to the RE to get pg w/baby #2 (we are totally OOP). I'd like to put Nicholas in a Moms Morning Out Next fall when he's 2 and we would't be able to do that and pay a mortgage.
It would be a stretch to afford it.Honestly? Pretty worried. I know I can't predict the future, but who knows if we have to go back to the RE to get pg w/baby #2 (we are totally OOP). I'd like to put Nicholas in a Moms Morning Out Next fall when he's 2 and we would't be able to do that and pay a mortgage.
It would be a stretch to afford it.Based on your response, I think you know which way to go. You have to do what is comfortable. Financial stress negatively impacts too many areas of life.
Our Thanksgiving Day baby 11/22/07
Pregnant with #2 with LPD, uterine polyp/hysteroscopy, DOR (AMH = 0.17), 2 c/ps
Our early Christmas present 12/9/10
I'd go with #1 and then start trying to put away a little of the money you're saving each month without a mortgage payment. That way, when you're in a better situation to buy down the road, you have a bigger down payment which will result in a smaller mortgage.
By all means, the latter.
ETA: OOPS! i didn't catch the mortgage/no mortgage part!! I guess in that case, I'd choose the former.
LO #1 - 1 unmedicated/self-monitored IUI w/ donor sperm.
LO #2 - 1 m/c, 2 BFNs, 4th IUI worked (unmedicated/self-monitored with new donor sperm).
Life is beautiful!
if possible, i would keep looking.
I was going to say option 2 until I took into account no mortgage vs. a mortgage you worry about being able to pay every month.
I was 23 when we bought our house. We couldnt afford it. I worried about it all the time, all day every day. It would keep me up at night. Since I was the one who paid the bills and realized that we only had $50 in our account and werent getting paid for another week, DH and I got in a lot of fights because he didnt really get what our financial situation was like. It caused a lot of stress. Now 7 years later we are in a much different situation and we dont worry about money at all. We can pay all our bills, go out and do what we want, buy what we want and still put money into savings every month. That is a much easier way to live than worrying about money all the time.
So only because of the money situation my vote would be for option 1.
Clomid M/C 8 weeks 2/08 *IVF #1-DD born 3/09
*Surprise BFP-T18 baby lost at 13w 1/10 *FET #1-DS born 2/11
I think it depends on how much worry there is associated with paying it every month. If it's a lot, then I'd go for option 1. If it's not that much, I'd go for option 2.
Basically it boils down to which one would cause me more stress...the so so neighborhood and no friends or the mortgage payment. Since you're the one living it, I think only you can say for sure!
ETA: Sorry, I didn't read through the responses before I posted. Sounds like you should stick where you are or keep looking for another option.