Hlth. Ins. and miscarriage-- ugh!

kimbiebride

Sorry if I sound naive, I'm sure this has probably been discussed here before...   but I just found out that my lovely, lovely BCBS teacher plan only covers a teeny-tiny little bit of miscarriage care.  They consider it "emergency" care even though I didn't go to an emergency room or urgent care center.  

Fuckyouverymuch BCBS! Way to kick people when they're down, mofos.  

ETA: the m/c was way back in January, but we're just now getting the bills.  Grrrrrr! 

MrsJayOK

That is SO ridiculous!!  I am so sorry!!

burntorangetang

I'm so sorry...you're dealing with enough already...hugs.  

mcurban

lame. i'm sorry

mlf625

that seriosuly sucks.  I still remember getting the hefty bill for my first d&c and cring for an hour.  So sorry.  

CollieJade

That's ridiculous.  We have BCBS...we've had issues with them as well, but the m/c thing is just sh!tty.  I'm sorry.

Can you possibly ask your OB to code it differently so that on paper it looks more like a routine visit or something like that?

kimbiebride

CollieJade:

That's ridiculous.  We have BCBS...we've had issues with them as well, but the m/c thing is just sh!tty.  I'm sorry.

Can you possibly ask your OB to code it differently so that on paper it looks more like a routine visit or something like that?

I don't think he can do that after the fact.  I'm sure it would be considered insurance fraud. 

I really hate that families, (and especially women)  are treated this way after all we pay into premiums.  Grrrrrrrrrrrrrr...   

AmethystBride

Those bastards.  I'm so sorry.

**hugs**

CollieJade

kimbiebride:

CollieJade:

That's ridiculous.  We have BCBS...we've had issues with them as well, but the m/c thing is just sh!tty.  I'm sorry.

Can you possibly ask your OB to code it differently so that on paper it looks more like a routine visit or something like that?

I don't think he can do that after the fact.  I'm sure it would be considered insurance fraud. 

Not necessarily.  It all depends on how they code it.  Though I guess if it's after the fact, it would be fraudulent.   Sorry again!!

thegastons

I'm so sorry...That is really crappy

Definitely good to know though, I would have never imagined that. I was forunate since my D&C was completely covered by my old insurance. This makes me very happy that DH's company just switched insurance and no longer have BCBS knowing this.

MrsMillerTime

Sorry K. That sucks.

Taytee

When covering my miscarriage care the insurance listed my diagnosis as "Habitual Aborter". Thanks. Like I already didn't feel sh!tty enough. I think we finally have it fixed in our ER Discharge papers where it doesn't say "Threatened Abortion" for pregnancy bleeding. It now (should) say "Threatened Miscarraige"

Kim777

That sucks. I'm so sorry. {{hugs}}

L L CG

I remember I had to pay (out of pocket) over $500 for my first m/c and almost $700 for my ectopic.  I have BCBS as well.

I feel like they should be paying us.  And offering free spa treatments.

I'm sorry you are having to deal with this.

kiarox2002

Boo!  I'm so sorry.  That sucks.

Faon

That's awful..I'm sorry. We recently acquired them as our health insurance provider as well when my DH got a new job. The premiums are obnoxiously high, even if we change to a different plan when the window is open. Plus, I wanted to birth at a birthing center, and they don't cover the midwives there whatsoever. Since we aren't comfortable with paying the whole thing out of pocket, we're staying w/ the hospital, though it's not what I truly want.

Not a fan. 

I liked this comment though: 

L*L*CG:

I feel like they should be paying us.  And offering free spa treatments.

kimbiebride

Taytee:

When covering my miscarriage care the insurance listed my diagnosis as "Habitual Aborter".

Okay, that just pisses me all kinds of off!