that was a pretty cool conversation with insurance

BostonGayGal

So I called A's insurance and was asking about benefits.  Holy Moly. There is an initial co-pay for the first visit and that is IT.  Even the midwifery practice I want to work with is covered. I had been looking at MAJOR costs under my policy.

But the interesting part came at the end of the conversation when he said that I should know that even should I get pregnant before the wedding, pregnancy is never a pre-existing condition.  I laughed.  Then I told him that since we are a gay couple, accidental pregnancy is hard to come by.  WITHOUT MISSING A SINGLE BEAT he responded, "All I am saying is that you can start sooner if you would like."  

Wow.  He made my day by not being thrown by that, and with the benefit info.   

crownedbee

That's awesome.

Mrs_Liberto

That's freaking awesome.

Does that mean that there might be a baby BGG in the works soon?! 'Cuz that would totally make my day. 

LucyAnnie

thats great! 

smbd

bcbs?

it sounds a lot like my coverage. Our coverage is very same-sex friendly (as the ins co puts it) and pretty much everything is covered. The only thing not covered for me/us is freezing and storage of genetic materials.  I only had to pay the co-pays when going to see the RE (2 office visits, $10 each), but during my last pg I only paid 1 co-pay and when I'm released from the RE, I'll only have to pay one office co-pay at the OBs office.

BostonGayGal

I still can't start early - I need to have surgery for my deviated septum first

I will still be paying out of pocket to get pregnant, about 1000-1500 each month, but it is good to know that once we get there, it will be better. 

It is a bcbs plan. 

robinsokj

Wow, thats awesome!