I am a SAHM currently. DH is a AF Vet and works a great job but they do not provide benefits. He gets full VA benefits and we pay for private ins for DD and myself. Any SAHM's pregnant w/ number 2 or have number 2 with private ins? Are you paying out of pocket for maternity and labor? Do you have private ins to cover any of it? We want to have number 2 soon but aren't too sure that we can swing it financially w/ all the maternity care and labor. We don't want to go into serious debt to have the baby. That wouldn't be a smart idea.