I've figured out why I'm scared to TTC now.
I'm finishing my Master's in Elem Ed this year (just have my internship left) and I'm afraid that if I don't get a job next year I'm not going to be able to get one, ever. I want to be able to stay home for at least a year (like I did with DD). I'm interning at an amazing school, there are a number of teachers retiring in the area, and I'm scared that an opportunity is going to come up and I'm going to miss out.
Professionally I know that taking a year off and having a child will allow me to commit 3-5 years to a position before taking time off again. For us, the spacing is really good. Financially, things will be OK. I just hate how hard it is to predict the viability of the education field.
*Phew* Confession over! I'm being totally wacky right?!?
Re: Confession: My irrational fear
When will you do your internship? If it were me, I would probably want to teach a full year before taking one off. It will be harder to get a job if you do your internship and THEN take a year off.
Either way, good luck! I hope it works out for you!