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1st Trimester
S/O post sort of. You have to pay to have your baby?
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Re: S/O post sort of. You have to pay to have your baby?
I just have to say - the pic of you LO is incredibly cute!
Of course every system has its glitches, but I think its speaks volumes that most of us would never want a private system, and that everyone is taken care of here. We don't have huge debates and protests about our healthcare and we certainly don't have people going bankrupt because of medical bills. I'm not saying that our system is perfect, but I don't see why people are so scared of it. We can choose our doctors, we can choose where we will deliver, all of that. I mean sure no system is perfect and we may have to wait a month or so to get into an MRI for a sore back, but hey, if someone who has a brain tumor needs an MRI before me with a sore back, I will gladly wait. Each to his own I guess.
And the previous poster is right, there are many Americans that come up here for care too. Just because you don't have enough money, doesn't mean you should be denied care. IMO
Yes, but I'm just saying the same care is available. They can go to the same clinic as someone that is insured and get the same care. The price is high (and I'm sure many do choose the free clinics) but it is still available.
<a href="http://www.thenest.com/?utm_source=ticker&utm_medium=HTML&utm_campaign=tickers" title="Home D
We only have huge debates and protests NOW because of this healthcare bill.
Many of us do not want socialized medicine, myself being one of them. Paying for our care is jsut something we budget for... and the less taxes, IMO, the better. (The less gov't the better, IMO!)
Yes, technically it is there for them but I wouldn't exactly consider it available for them. A bit of a difference there.
Charlotte Ella 07.16.10
Emmeline Grace 03.27.13
Again - ditto. You just budget for good care. Less taxes, less government. Oh how I hope for that day....
I want socialized medicine and a lot of Americans would agree with me. HCR doesn't raise our taxes unless you are making more than $200,000. I'm so tired of people being so afraid of the word socialized medicine. Our public schools are socialized, our fire and police departments are socialized, the list goes on. These private insurance companies care more about making a profit than the human beings they cover. Plus try getting insurance on your own instead of an employers group plan. The cost is so high if they even accept you. They don't cover pre-existing conditions. Oh and don't get sick because they will drop you. Medicare and Medicaid are both government run programs.
Budget for good care? As long as you stay healthy you can budget for it. Socialized medicine is about us all sharing the risk for the BAD stuff. If you ever get the BAD stuff, you'll likely be unable to pay the bills (insurance or not), go bankrupt, and be the first in line for Medicaid. You'll be a socialized lobbyist! WHEE!
Be thankful you're not one of the many thousands of Americans with chronic illnesses that need constant care, waiting for the sad day when they hit the lifetime limit with their insurance and are told they won't be covered for the drugs they need...to stay alive.
And be thankful it's not you. Yet.
You REALLY didn't know that the States' healthcare system is different from Canada's? Come on.
Once Upon a Princess Tutus
My Life as a Future Mom
Ditto
People that talk like this have no idea how quickly things can turn around. My husband and I had great paying jobs, a large savings, and no debt (other than mortgage). 2 weeks after finding out that we are expecting I lost my job (and the health insurance). DH also got his hrs cut at work so we are bringing home just under a 1/3 of what we were. DHs job does not offer group benefits & I was denied on his private insurance due to being pregnant & another "pre-existing condition" (A lump was found in my left lung 5yrs ago.....tested benign but I am now classified as a "high cancer risk"). DHs insurance also dumped him after finding out I'm pregnant b/c they will not insure an "expecting father" since it requires them to cover the baby for 30 days after the birth. No other insurance company will insure us until after the birth.
Our savings are slowly being eaten away helping to pay our monthly bills & prenatal care. DH has since taken a 2nd job but we will not have the $17,000 that the hospital is asking for NORMAL vaginal birth. If I go into PTL or this baby needs any NICU time we could very well have to go bankrupt.....we make too much to qualify for Medicaid (which is less than $2000/month for a family of 2 in Chicago).
We are two hard working, responsible people who were in a VERY good position to have a baby......now we are a couple who are looking at possible financial ruin.
Canadians pay for their healthcare in the form of taxes. Americans dont, we pay for our healthcare ourselves and I like that better for the same reasons as stated above.
That's a very arrogant statement to make. There are plenty of responsible U.S. citizens who are suffering and struggling because they are being denied care. My husband wants to make his side business a full time job instead of just part time one. He can't do this under the current health care system, because we would be denied care. My second LO was born with a portwine birthmark that covers half of his body, and he receives laser treatments once a month to get rid of this. If we were to go without treatment, his birthmark would harden overtime and cause problems with his circulation. Is it fair for my baby to suffer, because he has a pre-exiting condition? As far as having a college degree, my husband has a BA and I have a MA.
Ummm, what's the difference if you pay for it with taxes or directly? That makes no sense.
Keep in mind Canadians get MUCH better coverage. They won't get bankrupted. They know exactly how much their insurance costs year to year. They don't have to worry about what will get covered and what won't. Can you say that about your health insurance?
POP QUIZ: Your kid has a nasty fall and breaks their leg. They need a ride in an ambulance! They go to the ER and require some surgery because it's a compound fracture. Then, there's some physical therapy involved for a few months.
QUICK! How much will it cost you out of pocket? How much?
And...of course...did you budget for it????
The difference is less government.
We have Tricare and won't have to pay more than $1000 a year on healthcare. There's your quick answer smartass.
HAHAHA! So you're saying you won't ever have to pay more than a $1,000 a year no matter what??? My god that sounds great! SIGN ME UP! Isn't Tricare the military? Ready?
That's a GOVERNMENT-RUN system!
You on board yet? :-) Man, I'd totally do an insurance plan where there was a known cap per year. Sign me up any day! Now I know why you don't see a problem with it. :-D
Try some real, old-fashioned American insurance someday, honey. :-) You socialist.
Ok, another Canadian here.
It scares me to know that people without insurance in the USA could potentially ruin their lives by a medical condition. If I had a choice between staying here in Alberta, and longer wait times, or moving to the US for double my salary and no wait times, I'm going to stay here. The premiums we used to pay as Albertans (they got rid of them Jan 2009) were approx $100 a month. Some employers paid those for you, and if you were under a certain income bracket you didn't have to pay. This made sense.
People having to pay 400 or 500 a month in insurance premiums, plus co-pay, plus large deductibles, does not make sense to me. Isn't the right to medical treatment a basic human right?
I know that if I go into labour, i will have an OB ready to deliver my baby and a brand new delivery wing and NICU in case something goes wrong. I also know that I will be able to have even better care because the company I work for supplements basic health care with things like private rooms and prescriptions covered at 100% with a $5 deductible. This makes me relax and enjoy my pregnancy, rather then worrying if I will have to go back from my government-supplemented 1 year maternity leave early to pay hospital bills.
So, summary- do I believe all health care should be free all the time? No. Do I believe that basic necessary care should be available to all, including the birth and care of a new born? Yes.
I am not trying to be an ass here, but I think it speaks Volumes about our Cancer survival rate in the states over Canada and the UK. I think Socialized Health Care will break the states completely. I also think that having a voice and getting to choose is a benefit that will always be worth paying for. I have had experiences in other countries as well, and I wouldn't give up the best care in the world for anything. All pregnant woman w/o insurance here are covered my Medicaid and Medicare so they do not go uncovered. Not to mention even if you have no insurance you are never turned away and they will still be cared for in a hospital when they have a baby. Also based on population and gov't reimbursements here in the states, Dr's office will close, waits will grow, and you will not be serviced as quickly as you are now. Rationing will begin. You see it now in Canada as it is. The average wait in Canada for an MRI is 10 months! There are hundreds of other negatives for socialized medicine. Our country needs reform, real reform, not more gov't hand outs.
And if you had been on it as i have you would be against this gov't run health care! Other then the $1000 deductible it sucks! And if you are on Prime it is the worst! Which is exactly what gov't health care would be like. Your child gets sick, you can't get in till 2 days later. I was tuned away from the hospital with my 1st twice! They almost killed my child and what did I get to say for it? Nothing! I want to be able to ask for a different doctor or see the same doctor! I want to be able to complain if I am unhappy! I want to be in control of my OWN CARE not the gov't. TriCare may not cost my family much money now, but it has its shortfalls as well. And if I did not have the option to pay the $1000 and see Non-military Dr's. I would HATE it! The 2 years we were on prime were the 2 most frustrating years of my life. It taught me that I will always be ok with paying for my care.
I was on Tricare for 22 years. There were benefits and drawbacks as with any system. It was frustrating to be restricted on which hospitals I could go to and so on. All I wanted to say is that it is a good comparison to healthcare in other countries as far as the assurance that you will get care and it will be paid for along with the difficulties of doing it on their time, their way. The OP was bragging about Tricare or something, like it wasn't government-run so I clarified that. I'm sorry about your experiences.
Socialist anything is not the answer. Especially health care. There is a Canadian on another board who had a miscarriage, but couldn't get in to have a D&E for a week. That was after a several day wait because she wasn't given the information to get in touch with the clinic.
If you are pregnant in the US without insurance, you can get Medicaid.
Healthcare is not a right, it is a privilege.