We have a decent amount left over right now. When we bought this house we budgeted to be able to have 2 in daycare and 2 car payments and we only have 1 of each right now.
I wasn't sure how to answer this since our savings comes out first, automatically. So I guess technically we have very little left over each month.
We put about 25-30% into savings/investment each paycheck. We keep a flat amount as a base in our checking account at all times so after our bills and stuff are paid we sill have that base in our checking account.
Honestly, I have no idea. I know we aren't going into debt and do have $$ left over every month, but my income varies from month to month (and is about to drop to $0 for 3 months), and we have had some major expenses that we pulled from savings over the last few months (2 cars and a large home improvement project).
LOL me to Mistress...I'm over here thinking, yeah we don't have a lot of money, but we've got a good life...and we're in the same boat as everyone else, but that's not really the case! Everyone else is loaded LOL!
Re: NTR Clicky Poll: How much $ do you have left over?
I wasn't sure how to answer this since our savings comes out first, automatically. So I guess technically we have very little left over each month.
We put about 25-30% into savings/investment each paycheck. We keep a flat amount as a base in our checking account at all times so after our bills and stuff are paid we sill have that base in our checking account.
Honestly, I have no idea. I know we aren't going into debt and do have $$ left over every month, but my income varies from month to month (and is about to drop to $0 for 3 months), and we have had some major expenses that we pulled from savings over the last few months (2 cars and a large home improvement project).
I wish we knew, though.
Wow 30 percent of people have more than 1000 left over every month? I'm jealous!!