WWYD - pay related

Mel&Jason

I am debating on going for another job in my school, the difference would mean a pay deduction in about 20k/year.  So a big jump.  The benefits would be a set schedule of mostly 8-5.  Currently I work 9-6 and one day 11-8 and some saturdays.  I work in sales, so my salary is guaranteed until next July.  So I am thinking I should stay in what I am doing until then, and bring in the extra money to pay down our mortgage and put money away, and then re-evaluate come next year.  But the set schedule would also be nice.  What would you do?

jellybean529

I think I'd probably do a test. If you know what the salary of the new position would be, see if you can live off of just that for a few months and bank any extra you're making in your current position.

spinach

Budget as you would the 20k less job and see how it is. Wait till next year to re-evaluate.