Yes sir, I am pissed about this.

camrude

Soooo we've been dealing with J's hospital costs for 5 months now. I was covered at that hospital, but J was not. (J's under MH's plan, I'm on my own plan because I HAVE to carry the health insurance my company offers).

Anywho after going back and forth with insurance and MH's HR (who told us J would be covered) it's settled. We pay out of pocket for everything Jack related. Fine. Sucks, but what can we do right? So MH calls the hospital to settle up the bill. The rep he gets starts asking questions about insurance, payment plans, yada, yada. Come to find out if we had no insurance our bill would be cut in half. MH asks if there is a discount for paying in full...nope. Awesome.

amiamish

Wow.. that is REALLY crappy. (posted to soon) I'm sorry they suck. I can't believe they won't at least discount it if it's paid in full! I make the absolute min. pmt possible--there's no interest! and complain to the hospital patient service dept.

hopefulmom

I thought newborns were covered under the mother's plan for so many hours after birth no matter what.  Maybe not pay the hospital bill.  Let it linger for a while.  Then...when you finally get ready to pay it (just before collections) call and ask for a discount.  Hospitals give them ALL the time.  Essentially you had NO insurance...at least your Jack didn't (at that hospital since they don't participate) so you should get the "no insurance" discount.  If they don't participate they can't bill it.  I've worked in the medical billing for doctor's offices...not hospital...but I'm pretty certain if they are not par with Jack's insurance they have no "billing numbers"...so you should get the discount like he is a cash patient.

camrude

hopefulmom:

had NO insurance...at least your Jack didn't (at that hospital since they don't participate) so you should get the "no insurance" discount..

MH made this point. The rep said no go because we have insurance, just not the right insurance.

 

knmommy

I actually work at a hospital in a biling dept.  You should definatley call back and talk to a manager. 

kittycarr

I am pretty sure that a newborn is covered by law for 31 days on the mothers insurance.