butterbeans

excitedtobemrs

Hey!

I have been checking into health insurance policies for us since I'm leaving here effective June 1 and I think I've found a good one.  Do you understand this stuff?

I found one with a maternity rider - $1,000 deductible.  That sounds good.  I have $35 office copays and $15 prescription copays.  Other than that it says $5000 deductible.  Do you know if that means that anything else (other than doctor visits) we pay 100% up to $5000?

I'm so lost on the details of it all.  Like if we have to go to the ER, I'm assuming we should expect to pay everything?

I hate this.  I've only ever had employer sponsored plans...this stuff is confusing!