Cost of birth??

vshadd00

Well, my cousin that doesn't have insurance found out that her birth at the high end, meaning boy and c-section will be about 6,000.00 If it is a girl and vaginal with no complications about 3500.00. For us, with insurance it will be about 8,000 and our part will be 80% of that, but all pedatrian services are free.

sassy0930

I would check and see if your state offers supplemental Medicaid. I know in my state you can qualify for a supplemental type medicaid to help cover the difference between your private insurance and the costs.

With my insurance I have a 2500 out of pocket max. Unfortunately I don't have a specific deductible, just co-pays that don't count towards that OOP Max. So A Hospital visit is 200, so I will pay a total of 2700 for the hospital visit. I also pay one 25 copay for all the office visits! So I will not pay any more than 3000 for the WHOLE thing.

Also, Yes I will be driving about 45 minutes (as of right now. Assuming I don't move to FL before I get PG or deliver) to my hospital for a routine delivery. There is a small hospital about 15-20 minutes away if i have any complications or need help right away, but under normal circumstances, I'll be going to the bigger (top 100 rated) hospital about 45 minutes away.

mfleming2977

Not sure of the cost.  Our insurance has a 3K ded then covered at 80% until the out of pocket is met then covered at 100%

deo

vshadd00:

Well, my cousin that doesn't have insurance found out that her birth at the high end, meaning boy and c-section will be about 6,000.00 If it is a girl and vaginal with no complications about 3500.00. For us, with insurance it will be about 8,000 and our part will be 80% of that, but all pedatrian services are free.

Why is there a difference in price for delivering a girl vs a boy? (I'm guessing it would be if she's getting him circumcised)

Reading this post makes me so thankful I live in Canada... high taxes and all. 

ccbanana

deo:

vshadd00:

Well, my cousin that doesn't have insurance found out that her birth at the high end, meaning boy and c-section will be about 6,000.00 If it is a girl and vaginal with no complications about 3500.00. For us, with insurance it will be about 8,000 and our part will be 80% of that, but all pedatrian services are free.

Why is there a difference in price for delivering a girl vs a boy? (I'm guessing it would be if she's getting him circumcised)

Reading this post makes me so thankful I live in Canada... high taxes and all. 

Maybe the circumcision? 

ZAngel

The bill is broken down for the doctor and then for the hospital.  We have to pay 20% of both and have a $1500 deductible.  Our doctor bill was around $1800 for a scheduled c-section.  This does not include items such as the NT scan (we had to pay around $100 for that). 

Then the hospital bill will include the difference of the private room, the anesthesiologist, equipment, supplies, meds, and nursing care.  We will be required to pay 20% of this (up to our max out of pocket).

vshadd00

Yes it is because a boy would get circumcised.