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1st Trimester
WWYD? RE- argument with DH
Since we even started TTC, DH has said that the one thing he wants before baby comes is a flat screen TV. I couldn't care less about those things, but agreed that if he could come up with the money, whatever.
We have the opportunity to get a $2100 Samsung tv for $1354 after tax, but only until next Thursday. DH wants open a 3yr no interest credit card now, and use our tax rebate to pay it off.
Problem is, we haven;t gotten our taxes back and we don;t know how much we're getting back. I think this is irresponsible. We haven't bought a single piece of furniture for the nursery yet, and DH will not get any paid time off when the baby comes, so if he chooses to take 5-7 days off then, it will be unpaid.
I know its a great deal. And I know once the baby comes, he might not get the opportunity to buy nice things for himself because I am going down to part time hours at my job. Would you let your husband buy the TV?
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Re: WWYD? RE- argument with DH
If you have no idea how much your return will be, yeah that's totally irresponsible.
As an admitted geek, just bear in mind that the cost of those suckers is going down exponentially. Even waiting a few months may make a HECK of a difference in price.
I'd just ask to wait a few months and re-evaluate.
Tell him to wait until your taxes come through.
While that seems like a great deal, there's always a tv on sale somewhere.
Everyone needs a treat once in awhile...just wait until you know it's responsible.
Is it a plasma or an LCD? KIDDING! I'm kidding! My husband wouldn't want to buy the TV in that situation ... but if he did, I would probably let him. I would try and explain my fears calmly and rationally and then tell him I was leaving the decision up to him.
Every relationship is different though, and if you wear the pants, then lay the smack down.
honestly, i'd let him buy it just to get him out of my hair.
but he's also wicked good with money & i have no worries. so yeah.
look at the birds | bless this food
I have a problem with "letting him", in that your DH is a grown man.
If there is an issue later on with paying it off it will be on him. Explain that you don't agree with the purchase right now but that he is an adult and if he feels it is responsible to get the TV right now when your guys are expecting then he can go for it.
You can't contol anyone even your DH all you can do is offer your opinion. He isn't your child.
If the deal goes through next Thursday can you do your taxes this weekend to see if it's affordable? You won't have the money back but you will know how much is coming. Also, don't quote me, but I thought Kansas was following California's lead and issuing IOU's for state refunds?
Another thing to keep in mind, with the new tv you will need new cable/dish service. Ours only went up $6 a month but a friend's went up $25 a month. I can tell you that trying to watch your old feed on a new HD tv sucks.
TTC#2 October 2011. June 2012 diagnosed with mild PCOS and both tubes blocked.
10/1/12 miracle BFP 11/12/12 missed m/c (9w2d), baby stopped growing at 7 weeks
1/16/13 BFP, EDD 9/27/13, m/c 1/19/13
2/12/13 BFP, EDD 10/25/13 Please stick little one
A stowaway on board!
ditto this.
I'm good with money & a total financial nazi in our marriage.
However, I understand that Nate's biggest fears are how this baby will change his life. You're right -- when the baby comes, it's unlikely you'll be able to find that spare cash in your budget for something he really, really wants. & truly, all of this baby stuff is about you right now -- your maternity wardrobe, your diaper bag, the crib you want, how you want to pain the nursery, etc. & if you agreed to a flat-screen before TTC, I think it's something you should follow through so your huz doesn't have any reason to "regret" or resent the baby.
Can you trim your budget in other ways? Say, "Okay babe, we'll do the television with the tax money, but if it doesn't cover it all the way then your fun money is zilch until it's paid off." Let him make that choice.
I would probably ask him to wait until the tax return comes in. There are such good deals on TV's right now, there will be others you can find that aren't on such a tight deadline.
My DH and I just did something similar with getting a Wii. We had both been wanting one for the longest time and when we found out we were pregnant we knew $ would be quickly in short supply. He wanted to go out and buy it immediately, but we waited for the taxes to get back and it worked out so much better.
I would definitely let him get it, but that's just me. I don't tell my DH what he can or can't buy with his money. I would, however, have him work up a payment plan and show me how it would get paid off if it wasn't covered by the tax refund.
$1400 isn't that much money. It's certainly not worth him having any resentment towards you or the baby if he doesn't end up getting it now and another similar opportunity doesn't pop up in the next six months. Especially if this was his only pre-baby request. JMO, though.
there are quite a few things DH & I talked about doing/buying before we had kids. we wanted a big flat screen, to take another cruise, ... whoops. guess we'll have to put those things on hold.
wait to see how much your tax refund is. (how do you not know? i thought they tell you when you file, or at least turbotax did). you put a portion of it in a tv fund and a portion towards baby stuff. win/win.
and i agree w/the previous post about prices going down. retail sales are sucking lately, so you may find another great deal.
Lets try that again! We mailed ours to our tax guy on Monday, he hasn't called with the "results" yet...idk how may he has to do before he gets to ours.