Double co-pay for hospital delivery?

Mogwai

I just got the "explanation of benefits" from my insurance company.  They're showing that I owe one copay for an in-patient stay for me, and one for my son.  That takes my responsibility from the $1,000 I was expecting, to $2,000.

Is this  normal, to have to pay for Charlie's time in the hospital as a separate person?  I'd think that as part of a delivery, he'd be covered by my payments.

missfire

Some of the medical expenses are his and some are yours. That sucks that yours are so much! We had a $200 deductible for DS is all, and everything else was covered.

JT41275

I've never heard of this. I only had to make one copay.

andrealynn0707

I think that is standard practice now. I haven't gotten DD's hospital bill yet, but I am curious to see it. She roomed in with us the whole time and didn't use any formula or anything.

I see you are in Denver. Where did you deliver?

tifvolley

DS was also billed as a separate person for our in-patient portion.  My insurance company warned me about this when I asked them about what costs I could expcect.  It makes sense to me since he also had to have his own set of bloodwork, nurses to care for him, etc.

chapelhillgirl

For our insurance DD was considered her own patient as soon as she was born, so two deductibles for us.

Mogwai

andrealynn0707:

I see you are in Denver. Where did you deliver?

I delivered at St. Joe's.  You here, too?

 

Bummer - looks like I don't have any room to fight the insurance company on that silly  double charge.  Thank god for FSAs!!

andrealynn0707

Mogwai:

andrealynn0707:

I see you are in Denver. Where did you deliver?

I delivered at St. Joe's.  You here, too?

 

Bummer - looks like I don't have any room to fight the insurance company on that silly  double charge.  Thank god for FSAs!!

I am!  I delivered at Lutheran, though.

Gotta love those lovely pre-tax dollars! You are lucky, though, because all of your LO's well-baby appointments will be under the same year, so you won't have to pay a second copay for those.

Eclypze

if i'm not mistaken, ours will be seperated out between me and DD as well, which is dumb, but nothing i can do about it.

SBH0078

We have 2 bills for each of us.  DD had RDS and had to be in the level 2 nursery, so I figured we would have 2 different bills.