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Aflac short term disability

PeriskyPerisky
in 2nd Trimester
Anybody have any information on Aflac's short term disability insurance and pregnancy. ?I have had it since August and I am due May so I think Iwill be able to use it (10 months). ?Just curious as to what it will offer me. THANKS!
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Re: Aflac short term disability

  • oliviasprettymommyoliviasprettymommy
    pregnancy is not a disability aflac is only if your injured and can't work, they don't even offer short term disability you may be able to get it through  your employer. Short term disability only kick is maybe 30 to 90 days after the injury.
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  • jess478jess478 member
    Aflac does cover maternity leave.  When I spoke with HR about it, they said Aflac would cover the first 6wks after the birth (8 for C-Sections).  This was about 3 months ago so I don't remember exactly what costs they covered. 
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  • PeriskyPerisky
    Under Aflac maternity ?is considered short term disability. ?Was just wondering how much time they offered and what % paid. ?I will call Monday...was just curious and didn't really want to have to wait :) THANKS!
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  • Covergirl137Covergirl137

    imagePerisky:
    Under Aflac maternity  is considered short term disability.  Was just wondering how much time they offered and what % paid.  I will call Monday...was just curious and didn't really want to have to wait :) THANKS!

    The percentage is based on what you paid into it. I have mine set up so that I will receive 90% of what I would make if I was working. And as far as the conversation I had with my Aflac agent, I believe I can be off for up to 6 months with my STD coverage (pregnacy IS covered).

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  • kmf143kmf143
    My Alfac will pay me twice a month..I am not sure the exact % but its like 400 less a month than I would've been making..any bit helps! I know they say they hold back a week for whatever reason.
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  • MrsSchoon04MrsSchoon04
    Aflac STD does cover maternity leave. It will cover 6 weeks for vaginal birth and I think 8 for cs. It pays you a certain percentage of what you make.
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  • SLDBrideSLDBride

    imageoliviasprettymommy:
    pregnancy is not a disability aflac is only if your injured and can't work, they don't even offer short term disability you may be able to get it through  your employer. Short term disability only kick is maybe 30 to 90 days after the injury.

     

    Pregnancy is considered a disability for short-term disability. It is covered like any other "disability". Typically it will kick in after 2 weeks and it will pay you a certian percentage of your salary up to a max. It depends on how you set-up your policy, but what I described is fairly common. Also, you have to have the policy in place 2 months before you become pregnant.

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