This was a fun topic in my previous bump groups. What completely silly thing has made you cry recently?
Not this pregnancy, but my first, was when Ed Sheeran’s Shape of You was still new and on the radio all the time and it made me bawl my eyes out. Particularly the “come on be my baby” line and “every day discovering something brand new”. It still made me choke up for months after he was born too 😂
Re: Hormones abound! What ridiculous thing made you cry?
Also shout out to the real MVP of the evening- random HS boy who finished a plate of spaghetti and meatballs and didn’t get a drop of sauce on his white tux jacket. That takes some mad skill.
ETA- DS is 3.5. 😂 I’m really getting ahead of myself here.
@surrenderdorothy There was a group of girls all dressed up for prom at a Mexican restaurant and and they were eating chips and salsa. I was just in awe that someone would take that risk. I literally spill salsa on myself every time I eat it.
But my daughters went up to them and told them how pretty they looked and when we left I told them someday that will be you going to prom and it made me choke up a bit.
My ultrasound bills that are due (previous insurance paid pretty much nothing towards them!) are outrageous! It was originally $1300 from the hospital the ultrasound was at (they explained it as a facility and equipment fee!) and insurance knocked it down to $924. And then I got a $202 bill from maternal fetal medicine for the ultrasound service/ administrative fees which was originally $208 and insurance only put $6 toward it. So $1100 for one ultrasound! My 12 week scan cost $194 from MFM and $198 for the hospital fees. And I have another one coming up in a few weeks (growth scan) that i am hoping is not too much. Please tell me I’m not the only one paying an arm and a leg to have a baby! He’s totally worth it though 🥰
Sounds like a HDHP Plan if there is no copay? If so, make sure you set up an Health Savings Account so that all of your money is tax free (up to a certain dollar amount for a family vs single)
Check into what your deductible vs max out of pocket is. Some plans go off of a per person deductible (that adds up to the family deductible) or some plans just do a total family deductible. Ex: Our plan has an $8,000 family deductible but I personally only have a $4,000 deductible of that. So when I have the baby, my deductible will be met and goes toward the full family deductible(i.e. the family will then only have $4,000 left). After that we have a max out of pocket that is paid by a co insurance - meaning the insurance company will pay a percentage of the bill and I will be responsible for the rest which will go toward our max out of pocket.
As long as the lady that set everything up did it correctly, you will be covered as she stated. I would not pay the bill out of pocket but wait for them to bill you. Hopefully by the time you get said bill, you will have your ID# and can call the hospital financial office and tell them to rerun it through your insurance. If you still don't have the ID# I would call the insurance company and see if they can at least get you the number and if you don't have it, make the lady that set everything up call and get it for you. I would think they should have it by 30 days.
If you have any other questions, hopefully I can help! Hopefully what I said makes sense! If you want me to clarify anything, let me know!