DE cycle insurance coverage?

edited April 2019 in Infertility
Hi everyone. I am new to this forum.

 I am starting a donor cycle shortly. I know donor egg IVF is not usually covered with insurance, and we are paying a lot out of pocket for it. But I wanted to ask if anyone got any coverage for the frozen embryo transfer part with donor eggs? My insurance is saying they will cover it even with embryos from donor eggs but the doctors office is saying they wont authorize it because my FSH is not under 15. Which makes no sense to me because my FSH levels should be irrelevant in a donor cycle.

 I was just wondering if anyone had any insight regarding this. thanks for your help.

Re: DE cycle insurance coverage?

  • I don't have experience with this specific situation. But I have been told by my doctor's office that certain things likely would not be covered by my insurance that ended up being covered. We recently saved several thousand dollars on a procedure that we initially paid for out of pocket and then got reimbursed nearly all of it once our insurance approved it. The worst that can happen is that the insurance company doesn't cover it, I think it is always worth trying. 
    History in Signature 
    Me & DH: 33
    September 2015: Chemical pregnancy/Miscarriage
    October 2016:  1st IUI - BFN
    November 2016: 2nd IUI - Cancelled due to cyst
    December 2016:  3rd IUI - BFN
    January 2017: 4th IUI - BFN
    April 2017: 1st IVF Retrieval - 3 embryos (1 transferred, 2 frozen) - BFP 
    May 2017: Missed miscarriage @ 7 weeks, D&C
    August 2017: 1st FET - BFP & Miscarriage @ 6 weeks
    November 2017: Hysteroscopy to remove adhesion 
    December 2017: 2nd FET - BPF & Miscarriage @ 6 weeks
    February 2018: 2nd IVF Retrieval - 1 embryo, PGS tested normal 
    August 2018: 3rd FET - BFP & Miscarriage @ 5 weeks
    September 2018: DX with blood clotting disorder
    November 2018: 3rd IVF Retrieval - 2 embryos, both abnormal 
    February 2019: 4th IVF Retrieval w/TESA for DH - 2 Embryos, both PGS tested normal
    April 2019: ERA test
    June 2019: 4th FET - BFP & Miscarriage @ 5 weeks
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