I guess I’m just hoping for reassurance...
Our baby is due in April and I really, really want to stay home to be a full time parent. It’s something I feel very passionately about, and something I’ve always wanted. However, we’re not exactly prepared financially and my husband thinks I’m crazy for leaving a very good government job with great benefits.
We hope to be out of debt (or at least very close to) by the time baby arrives, and we will be able to get insurance/benefits through my husbands job.
We don’t have any savings right now though, and my husband worries that while we’ll be able to survive off one income, we will probably be living paycheck to paycheck.
We are renting a one bedroom apartment, which will work fine for now, but I think we will outgrow it very soon. Without being able to save, how will be ever buy or rent something more?
I just keep thinking we’ll be able to save more than my husband thinks based on how simply I’m prepared to live... I keep telling myself that we’ll make it work. (I plan on cutting back everywhere we can- we’re cloth diapering, I’ll be breastfeeding, going down to one car payment...) but I feel bad asking him so sacrifice so much when this is really my dream more than his.
He is incredibly loving and supportive since he knows how much this means to me, but he’s also much more of a realist and he’s casting a lot of doubt which might be justified.
i don’t really have a plan except that we’ll live very simply and “make it work”. I’m winging it and I know that’s not a great idea...
but I want it so, so badly...
any personal stories of encoragment or advice?