So we want to be prepared. We have health insurance BUT neither of our insurance is what I would call "AWESOME!". SO I ask this - is it not WAY cheaper to just have a midwife vs going to the DR / Clinic / Hospital? Now I have three children, my last was delivered all natural - no meds so that stuff doesn't scare me or stop me from wanting to have another natural birth. I will do it. Just curious about the cost side of it.