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IVF in Michigan / no Insur Coverage - Help, need advice!

vssbrmvssbrm member
edited November 2015 in Infertility
Does any one here have experience with IVF in Michigan? It looks like our 3rd IUI is a BFN, so I am preparing myself for the IVF talk that is coming. Our insurance does not cover anything infertility related. Does anyone have any advice on how to navigate the financial side of this? We have some savings, but not enough to cover a full round. I can not imagine spending that kind of money if it does not work. My inlaws live in Europe, so I am really considering seriously looking into going over there for IVF. Any advice wpuld be greatly apprecited. I feel so devistated right now. I really thought this IUI was going to work.
Married May 2009, TTC since November 2012 (Together since 2006 ish - had my eyes on him since 2001)
Me: 32 (33 in May), Him: 37 (January)

DX: Me: High Prolactin, Possible Autoimmune Disease Issues, though RE not concerned (?)  New RE has a plan!!
       Him: Minor Varicocele, low morphology, slightly low count

History:

Beta 5/9/2016 BFP!!
Embryo transfer scheduled for April 28, 2016 and beta test May 9, 2016 (day after Mother's Day!)
Transfer Meds include: Lupron Depot (4/1), Minivelle Patch (every 3rd day), Estradiol (3x daily), Amoxicillin, Progesterone in Oil, Methylprednisonlone. Lovenox and baby asprin added after transfer. 

3/22/16 - Sono Saline ultrasound cyst to be aspirated on 4/1/16 if not cleared up by 3/29 US - It cleared on its own
Retrieval 3/4/16 - 26 eggs retrieved, 23 mature, 20 fertilized, 14 embryos currently frozen
Starting IVF Stims on +/- Feb 22, 2016
HSG scheduled for 1-26-16 - All clear "beautiful uterus" (though inverted)

Switched clinics and now prepping for IVF in February / March

Fourth IUI -  CD3-7 100 Clomid w/ Ovidrel Trigger - December, 2015 - BFN
Third IUI -  CD3-7 100 Clomid w/ Ovidrel Trigger - November, 2015 - BFN
Second IUI - CD3-7 100 Clomid w/ Ovidrel Trigger - September, 2015 - BFN
Started Prolactin Medication October 15 - Levels quickly regulated to with in normal range
First IUI - CD3-7 100 Clomid w/ Ovidrel Trigger - August, 2015 - BFN
After no BFPs (ever) First RE/Urologist visit in Feb 2015
HSG w/ OB, 2014 = all clear
Trying to conceive since November 2012
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Re: IVF in Michigan / no Insur Coverage - Help, need advice!

  • beckihallbeckihall member
    I'm in Michigan, I saw Dr Hammoud at IVF Michigan. (All of their doctors and staff are amazing) My first appointment they went over the costs with me and different financial aids available. There are quite a few options out there to get assistance. Most of it is income based, but some are not. Where in Michigan are you located? I have leftover meds I'm totally willing to donate.
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  • vssbrmvssbrm member
    I am south east Michigan. Do you mind if I PM you and ask you a few more questions tonight when I have my computer?
    Married May 2009, TTC since November 2012 (Together since 2006 ish - had my eyes on him since 2001)
    Me: 32 (33 in May), Him: 37 (January)

    DX: Me: High Prolactin, Possible Autoimmune Disease Issues, though RE not concerned (?)  New RE has a plan!!
           Him: Minor Varicocele, low morphology, slightly low count

    History:

    Beta 5/9/2016 BFP!!
    Embryo transfer scheduled for April 28, 2016 and beta test May 9, 2016 (day after Mother's Day!)
    Transfer Meds include: Lupron Depot (4/1), Minivelle Patch (every 3rd day), Estradiol (3x daily), Amoxicillin, Progesterone in Oil, Methylprednisonlone. Lovenox and baby asprin added after transfer. 

    3/22/16 - Sono Saline ultrasound cyst to be aspirated on 4/1/16 if not cleared up by 3/29 US - It cleared on its own
    Retrieval 3/4/16 - 26 eggs retrieved, 23 mature, 20 fertilized, 14 embryos currently frozen
    Starting IVF Stims on +/- Feb 22, 2016
    HSG scheduled for 1-26-16 - All clear "beautiful uterus" (though inverted)

    Switched clinics and now prepping for IVF in February / March

    Fourth IUI -  CD3-7 100 Clomid w/ Ovidrel Trigger - December, 2015 - BFN
    Third IUI -  CD3-7 100 Clomid w/ Ovidrel Trigger - November, 2015 - BFN
    Second IUI - CD3-7 100 Clomid w/ Ovidrel Trigger - September, 2015 - BFN
    Started Prolactin Medication October 15 - Levels quickly regulated to with in normal range
    First IUI - CD3-7 100 Clomid w/ Ovidrel Trigger - August, 2015 - BFN
    After no BFPs (ever) First RE/Urologist visit in Feb 2015
    HSG w/ OB, 2014 = all clear
    Trying to conceive since November 2012
    Report Reply
  • vssbrmvssbrm member
    And thank you so much for your response!!
    Married May 2009, TTC since November 2012 (Together since 2006 ish - had my eyes on him since 2001)
    Me: 32 (33 in May), Him: 37 (January)

    DX: Me: High Prolactin, Possible Autoimmune Disease Issues, though RE not concerned (?)  New RE has a plan!!
           Him: Minor Varicocele, low morphology, slightly low count

    History:

    Beta 5/9/2016 BFP!!
    Embryo transfer scheduled for April 28, 2016 and beta test May 9, 2016 (day after Mother's Day!)
    Transfer Meds include: Lupron Depot (4/1), Minivelle Patch (every 3rd day), Estradiol (3x daily), Amoxicillin, Progesterone in Oil, Methylprednisonlone. Lovenox and baby asprin added after transfer. 

    3/22/16 - Sono Saline ultrasound cyst to be aspirated on 4/1/16 if not cleared up by 3/29 US - It cleared on its own
    Retrieval 3/4/16 - 26 eggs retrieved, 23 mature, 20 fertilized, 14 embryos currently frozen
    Starting IVF Stims on +/- Feb 22, 2016
    HSG scheduled for 1-26-16 - All clear "beautiful uterus" (though inverted)

    Switched clinics and now prepping for IVF in February / March

    Fourth IUI -  CD3-7 100 Clomid w/ Ovidrel Trigger - December, 2015 - BFN
    Third IUI -  CD3-7 100 Clomid w/ Ovidrel Trigger - November, 2015 - BFN
    Second IUI - CD3-7 100 Clomid w/ Ovidrel Trigger - September, 2015 - BFN
    Started Prolactin Medication October 15 - Levels quickly regulated to with in normal range
    First IUI - CD3-7 100 Clomid w/ Ovidrel Trigger - August, 2015 - BFN
    After no BFPs (ever) First RE/Urologist visit in Feb 2015
    HSG w/ OB, 2014 = all clear
    Trying to conceive since November 2012
    Report Reply
  • beckihallbeckihall member
    I only use my phone, so I don't think a pm will come through. I'm in southeast michigan too, I live downriver. You can email me: rebeccahopehall@gmail.com
    Report Reply
  • dreamcatch-herdreamcatch-her member
    edited November 2015
    The Fertility Clinic has an IVF assured program, you only pay if you conceive. If you don't, you are refunded the amount for the actual IVF (there are other fees that aren't covered so you'd have to look into that as well), but the 14,000 you pay is refunded if it isn't successful. There's more info on their website. You can google them! They have locations all over MI. Good luck!!
    Me:23 DH:32
    Married 5/14/13
    TTC #1 since 5/14
    TTC #1 w/ treatments since 5/15
    BFN 7/15
    BFP 8/15-MMC 9/15
    BFP 10/15- Diagnosed BO 12/15
    BFP 2/16-EDD 11/18/2016 


    Report Reply
  • vssbrmvssbrm member
    @beckihall I will email you this evening, things have been a little crazy over here. If you have extra meds I would love to chat with you about them!! I just got off the phone with my clinic and I am a bit over whelmed with all the costs and on top of it they must be paid in advance.

    @alqizwik thank you for the information!!! I am going to look into them and set up an appointment, we wanted second opinions anyway so that is great!! Thank you so much!!
    Married May 2009, TTC since November 2012 (Together since 2006 ish - had my eyes on him since 2001)
    Me: 32 (33 in May), Him: 37 (January)

    DX: Me: High Prolactin, Possible Autoimmune Disease Issues, though RE not concerned (?)  New RE has a plan!!
           Him: Minor Varicocele, low morphology, slightly low count

    History:

    Beta 5/9/2016 BFP!!
    Embryo transfer scheduled for April 28, 2016 and beta test May 9, 2016 (day after Mother's Day!)
    Transfer Meds include: Lupron Depot (4/1), Minivelle Patch (every 3rd day), Estradiol (3x daily), Amoxicillin, Progesterone in Oil, Methylprednisonlone. Lovenox and baby asprin added after transfer. 

    3/22/16 - Sono Saline ultrasound cyst to be aspirated on 4/1/16 if not cleared up by 3/29 US - It cleared on its own
    Retrieval 3/4/16 - 26 eggs retrieved, 23 mature, 20 fertilized, 14 embryos currently frozen
    Starting IVF Stims on +/- Feb 22, 2016
    HSG scheduled for 1-26-16 - All clear "beautiful uterus" (though inverted)

    Switched clinics and now prepping for IVF in February / March

    Fourth IUI -  CD3-7 100 Clomid w/ Ovidrel Trigger - December, 2015 - BFN
    Third IUI -  CD3-7 100 Clomid w/ Ovidrel Trigger - November, 2015 - BFN
    Second IUI - CD3-7 100 Clomid w/ Ovidrel Trigger - September, 2015 - BFN
    Started Prolactin Medication October 15 - Levels quickly regulated to with in normal range
    First IUI - CD3-7 100 Clomid w/ Ovidrel Trigger - August, 2015 - BFN
    After no BFPs (ever) First RE/Urologist visit in Feb 2015
    HSG w/ OB, 2014 = all clear
    Trying to conceive since November 2012
    Report Reply
  • bsckgb7bsckgb7 member
    Also, there are other clinics in other states that be cheaper too (with good success rates).  Someone on here mentioned one down in the Caribbean (or one of the islands down there).  So it's like a vacay and IVF in one.   Just start googling.  
    Daisypath Anniversary tickers
    Report Reply
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  • alexiskirilukalexiskiriluk member
    I'm also seeing Dr Hammoud at IVF MI. I'm not sure about the cost about getting financial help for IVF but I know that the pharmacy they use has a program called compassionat car that will give you 25-75% off of meds. It's crazy expensive but they have really high success rates!
    Report Reply
  • beckihallbeckihall member
    @alexiskiriluk it's so exciting to find someone who also sees Dr. Hammoud! I don't have enough great things to say about him!
    Report Reply
  • alexiskirilukalexiskiriluk member
    @beckihall me too!!! I would send you a pm but don't know how. We love him. Started at RMA but found IVF to be a better fit! Have you done your transfer? Where are you at?
    Report Reply
  • ::cherish~love::::cherish~love:: member
    Hi Gals, I'm from south east MI also. We just had our first failed IUI, and we will be switching RE's to Dr. Mersol-Barg with Michigan Reproductive Medicine.

    @alqizwik Is it common to not have to actually pay for IVF if it does not work? Or is this something that only The Fertilty Clinic does?
    Report Reply
  • ESchreinerWritesESchreinerWrites member
    I'm in Toledo, but my Dr works with Dr. Hammoud in Michigan as well. Dr. Shamma. He's been great. I haven't done IVF, but he's been very supportive through my fertility treatments.
    Report Reply
  • dreamcatch-herdreamcatch-her member
    @::cherish~love:: I don't know how common it is. I first heard about it through an article I seen on the Grand Rapids location. That was actually the article that got us to consider fertility treatments. I searched programs in MI like this, and they were the only one to pop up. Honestly, I'm so happy we chose them. I love how straight forward and understanding they are. They get straight to the point, they want you to conceive as badly as you do. GL to you.
    Me:23 DH:32
    Married 5/14/13
    TTC #1 since 5/14
    TTC #1 w/ treatments since 5/15
    BFN 7/15
    BFP 8/15-MMC 9/15
    BFP 10/15- Diagnosed BO 12/15
    BFP 2/16-EDD 11/18/2016 


    Report Reply
  • vssbrmvssbrm member
    Thank you for the info ladies. We see Dr. strickler, he comes very highly recommended. We have an apt with his this morning, and I will be scheduling apts at a few other clinics on Friday to get some other opinions. I am really just tired of all of this...
    Married May 2009, TTC since November 2012 (Together since 2006 ish - had my eyes on him since 2001)
    Me: 32 (33 in May), Him: 37 (January)

    DX: Me: High Prolactin, Possible Autoimmune Disease Issues, though RE not concerned (?)  New RE has a plan!!
           Him: Minor Varicocele, low morphology, slightly low count

    History:

    Beta 5/9/2016 BFP!!
    Embryo transfer scheduled for April 28, 2016 and beta test May 9, 2016 (day after Mother's Day!)
    Transfer Meds include: Lupron Depot (4/1), Minivelle Patch (every 3rd day), Estradiol (3x daily), Amoxicillin, Progesterone in Oil, Methylprednisonlone. Lovenox and baby asprin added after transfer. 

    3/22/16 - Sono Saline ultrasound cyst to be aspirated on 4/1/16 if not cleared up by 3/29 US - It cleared on its own
    Retrieval 3/4/16 - 26 eggs retrieved, 23 mature, 20 fertilized, 14 embryos currently frozen
    Starting IVF Stims on +/- Feb 22, 2016
    HSG scheduled for 1-26-16 - All clear "beautiful uterus" (though inverted)

    Switched clinics and now prepping for IVF in February / March

    Fourth IUI -  CD3-7 100 Clomid w/ Ovidrel Trigger - December, 2015 - BFN
    Third IUI -  CD3-7 100 Clomid w/ Ovidrel Trigger - November, 2015 - BFN
    Second IUI - CD3-7 100 Clomid w/ Ovidrel Trigger - September, 2015 - BFN
    Started Prolactin Medication October 15 - Levels quickly regulated to with in normal range
    First IUI - CD3-7 100 Clomid w/ Ovidrel Trigger - August, 2015 - BFN
    After no BFPs (ever) First RE/Urologist visit in Feb 2015
    HSG w/ OB, 2014 = all clear
    Trying to conceive since November 2012
    Report Reply
  • mackenzie07mackenzie07 member
    So glad I came across this post. I to will be going to Michigan ivf once I get my referral from the doctors. It sucks that Michigan does not have any insurance for infertility. For those who have seen the doctor do you think their quick to get in or is it a long wait ?
    Married for 3 years
    Me: 28 DH: 33
    Together for a total of 6 years
    Fur mommy to two rescue dogs
    DX: PCOS and Insulin Resistance

    History:
    Irregular Cycles
    2010: Laproscopy with Hystroscopy ablation. Tubes were clear.
    1/5/2016 : DH sperm analysis is excellent.
    February: Switched to a new RE
    Two failed clomid rounds
    March 2016: New HSG and found tubes are open
    April 2016: Round one Letrozole 2.5 mg. Ultrasounds day 13 &16. No follicle grouth
    May 2016: Had to take a month off
    June 9th 2016: Started Letrozole again but at 5mg
    July 5th: bfp beta 31
    July 7th: Beta 97
    July 9th: Beta 231
    July 11th: Beta 500
    July 13: Beta 1400
    Beautiful son born 3/16/17 @ 1:38pm




    Report Reply
  • dreamcatch-herdreamcatch-her member
    If you're talking about going where I go, yes, they get you in very quickly. @mackenzie07
    Me:23 DH:32
    Married 5/14/13
    TTC #1 since 5/14
    TTC #1 w/ treatments since 5/15
    BFN 7/15
    BFP 8/15-MMC 9/15
    BFP 10/15- Diagnosed BO 12/15
    BFP 2/16-EDD 11/18/2016 


    Report Reply
  • mackenzie07mackenzie07 member
    Cool! The Saginaw location just called and I can go on the 14th! Hoping for some answers that doesn't lead to ivf.
    Married for 3 years
    Me: 28 DH: 33
    Together for a total of 6 years
    Fur mommy to two rescue dogs
    DX: PCOS and Insulin Resistance

    History:
    Irregular Cycles
    2010: Laproscopy with Hystroscopy ablation. Tubes were clear.
    1/5/2016 : DH sperm analysis is excellent.
    February: Switched to a new RE
    Two failed clomid rounds
    March 2016: New HSG and found tubes are open
    April 2016: Round one Letrozole 2.5 mg. Ultrasounds day 13 &16. No follicle grouth
    May 2016: Had to take a month off
    June 9th 2016: Started Letrozole again but at 5mg
    July 5th: bfp beta 31
    July 7th: Beta 97
    July 9th: Beta 231
    July 11th: Beta 500
    July 13: Beta 1400
    Beautiful son born 3/16/17 @ 1:38pm




    Report Reply
  • beckihallbeckihall member
    @alexiskiriluk that's okay, I don't know how to PM either and in on a mobile phone. I did already have my transfer, I just like to poke in on this board to offer any advice, positive vibes, or answer questions for people. I was seeing him at the Dearborn and Bloomfield offices. I live downriver.
    Report Reply
  • taragusttaragust member
    I live in Michigan too and my health Insurance doesn't cover infertility expenses, I am SO thankful I found this post! Thanks for all the info everyone!
    Report Reply
  • alexiskirilukalexiskiriluk member
    @beckihall so....did it work? How many times did you transfer and how many did you transfer. I'm going to see Hammoud tomorrow to remove a polyp. Really nervous!! Waiting to start meds and do retrieval until after Christmas.
    Report Reply
  • beckihallbeckihall member
    @alexiskiriluk it did work **bfp mentioned***

    We transferred two embryos and both our little babies stuck. (I couldn't believe it worked on the first try!) I'm 18 weeks pregnant with a boy and girl.

    I never want to come across as being insensitive to those who are still fighting to get pregnant, but I do want to show women that you can be successful. The infertility struggle is something that can be beat!
    Report Reply
  • Caroline351Caroline351 member
    I'm in Northern Michigan (no REs here) so I use The Fertility Center in GR. I've read about programs through the center but I've also Googled "IVF Grants" to see what other organizations might have something we can apply for. Good luck!
    Report Reply
  • dreamcatch-herdreamcatch-her member
    @Caroline351 that's where I go too. They're a great office for anyone who may be considering them. FX you ladies find a great team to help you on your journeys!!
    Me:23 DH:32
    Married 5/14/13
    TTC #1 since 5/14
    TTC #1 w/ treatments since 5/15
    BFN 7/15
    BFP 8/15-MMC 9/15
    BFP 10/15- Diagnosed BO 12/15
    BFP 2/16-EDD 11/18/2016 


    Report Reply
  • Caroline351Caroline351 member
    @alqizwik, that's awesome! Because I'm remote, I RARELY see anyone from the office, but the nurses are so nice and they are always quick to respond. We originally met with Doctor Dodds and I really liked him. Next month a different doctor is coming up, I'm hoping he's as great. Good luck to you!
    Report Reply
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