We used DH's plan for our family this year and it covered ABA therapy. We were very fortunate. They have redesigned the plans for 2015 and it's no longer feasible. We have to go on healthcare.gov. Does anyone have one of these plans only for their child? We're in TX so they have to cover ABA therapy. This is too good to be true. There is a plan with a monthly premium of $266 and out-of-pocket max of $1500, no deductible. Everything accumulates to the out of pocket max. I would get a separate plan with higher deductible, etc. for the rest of my family. Can this work? Is there some law against it? Seems too good to be true. Sure I'm missing something.