Has anyone successfully gone on a "no spend diet"? You spend money only on what you need and save the rest or use it to pay off debt.
I keep on wanting to do this but it's like a diet, I'm always going to start tomorrow lol. I have two credit cards that I just can't stay away from. I pay more than the minimum every month but I would love to pay them off. Would you hide them or cut them up?
I'm in school and would love to grow my savings and pay off a bit of debt before I graduate in September. I would love to hear tips and tricks for getting started and sticking to it. LO is still young but I want to exercise more discipline over my spending so that I can set a good example and teach him about good money management when he is bigger.