We met with a behavioral psychologist last week to discuss some issues our 6 y/o has been having in school. After hearing what we had to say, she thought that it would be beneficial to do an evaluation on him to see what we could uncover. I received an email from her today that our insurance has agreed to cover 5 tests. However, she wants to do "a total of 8 units." This is going to cost us $750 out of pocket for the additional 3 units. She says that she typically collects the first half of that at his eval (in two weeks) and the rest at our follow up meeting (the following week).
We do not have $750 to give her in the span of 1 week. I haven't talked to DH yet, but I'm thinking we would want to discuss this with her. I'm just wondering if anyone has any experience with this? I don't know what tests are covered and which ones insurance is not covering. I plan to ask her what the additional 3 tests are and why insurance is saying they aren't necessary. I feel like we're going to have to tell her that she either gives us more time to pay her or we can't do the additional 3 tests.
I'm just worried that this is going to hinder getting him some help if he needs it.
Re: Question about ADHD/ADD Eval
It sounds like we might need to reach out to the school psychologist directly to find out what our options are in conjunction with what we are doing outside of school.
I would ask for more specifics as to what each appointment entails. I'm generally wary of doctor's offices- not that I don't trust their opinions or guidance, but that I always feel like they are trying to ding my insurance for as many appointments as possible. For my son's psych eval they scheduled out 4 appointments over a month period. The first was to lay a groundwork of what to expect. I cancelled the second because they said it was for "any additional questions I had"; they agreed it was not necessary and usually only utilized by parents who previously didn't have a diagnosis. The third was the eval itself. The results were given to me then and I was given the ample opportunity to ask the doctor questions. The fourth is to "go over the results" again, but it isn't even with the doctor it's with the intake therapist we first met with, so they told me I didn't need that appointment either and that if I had questions I could just email the doctor.
My insurance does cover all these, so I will probably attend the last one and bring DH since he couldn't make the eval. But sometimes it feels like a racket!
Tier 1 is typical mainstream student
Tier 2 is where a behavior chart specifically for your child is in place, a chart specifically geared to his needs - not a general classroom chart
Tier 3 is where a FAB & BIP is initiated and he receives a 504/IEP.
My son is in this - he's in tier 2 and has been for about a month, but next week he will be moving to tier 3. The BIP will start then, have a review and then an IEP is initiatedinitiated if needed. Have you received any forms yet to start an assessment of any kind (FAB)?
We had a private eval done with a psychologist, but all tests were covered at 100% as long as doc was in-network
This is pretty much what we did. Our developmental pedi did some of the testing and the rest was done by the school psychiatrist. I would see if that's an option.
I truly appreciate the feedback, it's very helpful!
We also talked to the BP and she said that she wants to do 8 "units" and our insurance is approving 5 "units." Apparently, this is what our insurance usually approves. 1 unit = 1 hour. She will spend 2 hours with our son having him do various tests. The other units come from the 3 forms that DH, myself and his teacher have to fill out (so 9 forms total). The other "units" are comprised of the time it takes her to evaluate those forms and also our follow up appointment with her.
At this point, it seems that we are going to have to pay the $750. The good news is that she's willing to let us stretch that out a little bit. That's a lot of money, but he definitely needs some help that we can't provide. Everything we have tried at home and school is not improving the situation. We just want him to be successful and happy.
Having to shell out that much money is never fun, but we will do what we need to do to help him. One thing I can say is that his teacher, the school psychologist, counselor and our behavorial psychologist are all willing to work together and everyone seems to be very interested in helping him be successful. I feel very blessed and thankful for that!