Insurance for what?!

nurserachel22

So got new insurance... Specifically asked if my physician was covered and they said yes! Go to get my ultrasound (I'm 6w4d, 132 Hb...
But measuring smaller than what I should be). They call me after I leave and ask if I want to cancel my appointment for the next day because they are not contracted with my insurance. Ended up canceling the appointment to try to make other arrangements. Talk about frustrated! At least we got to see the peanut. My deductible is 5k, so we would have been paying for things anyway for a little while. This is my gripe of the day! I really want to keep my dr. Because he removed my endometriosis when my previous provider ignored me and said it's just cysts.. Deal with it. Feel free to share your insurance headaches!

MommySuperHero

I'm waiting on my ins to kick in....taking forever! This was not a planned pg so ins wasn't a HUGE rush...now it is

melissahruban

I had to switch insurance during my last pregnancy because hubby switched jobs. The new insurance didn't cover the hospital where my OB delivered so I had to switch to a new doctor at 32 weeks. The new place I went was a practice where you rotate through 5 different doctors, and I hadn't met all of the doctors by the time I delivered. The doctor who delivered me was someone I hadn't met, but I liked him the best! It ended up working out fine, but it was so stressful! Good luck, I hope you find a new doctor you like & trust!

nurserachel22

@MommySuperHero‌ I literally got a new job in July, had surgery in July, pregnant beginning of August. Due to new job I didn't have insurance yet. Talk about a headache

itsmevkb

After the birth of my third child I received a bill for a circumcision, only problem was, they said the procedure was done on June 28th and I didn't have him until July 23rd.  I figured one call would clear that right up, right?  Nope.  When I called they told me I'd need to provide proof of the date of delivery..........the delivery that happened at their hospital! 

I guess I wasn't too surprised given that with my first I received an $18,000 bill for my son's stay in the NICU and they threatened to send me to collections if I didn't pay it because my insurance had determined his stay there was "not medically necessary."  Because you know, every mother begs for their child to go to the NICU.

nurserachel22

@itsmevkb‌ that is terrible 18k is out of control but I know hospital stays are expensive unfortunately...

itsmevkb

nurserachel22 said:

@itsmevkb‌ that is terrible 18k is out of control but I know hospital stays are expensive unfortunately...

Eventually  my insurance paid it, it just took 28 phone calls between me, the insurance company and the hospital to make that happen.

scubakate

Right now I am very thankful I work for a large hospital system.  My out of pocket MAX is $3k and deductable is only $750.  My headache is I won't qualify for FMLA

nurserachel22

@scubakate‌ that's awesome!! This almost makes me want to go back to work at the hospital! My current job wod like me to drive almost yep hrs away on some weekends to get insurance... Nope.

nurserachel22

@scubakate‌ two lol stupid autocorrect

scubakate

That's no fun @nurserachel22 I just started two days before we found out .  

SassyPants150

We paid 10k out of pocket last time...just now finished paying off ILs for 5k of it that they loaned us. Ugh.

zbornak123

We have crappy short term ins right now, hubbys work insurance should kick in a few days before my first prenatal appointment.  Hoping it all goes smoothly - few phone calls are more of a headache than ones made to insurance companies.  

samiamagirl

Ugh - I'm dealing with my OLD insurance/care provider trying to get access to my medical records so they can be sent to my NEW insurance/care provider. Every time I reach the medical records office my call is dropped! I have to call the main number now and see if they have any alternative means of contacting them.

It wouldn't be such a big deal if I didn't have a moderately extensive medical history that my OB should be well aware of before we have our first appointment.

FX for ALL of our medical/insurance drama to be out the window by the time May comes.