I'm 26; DH is 29. We've been married about a year and a half, and together for four years. I've had intense baby fever that has flickered on and off (mainly on) since we got married. H is just very practical about the matter and wants us to have our ducks in a row first, but he will be ready when he feels we are financially ready. Both H and I have agreed that we want to save X amount of money before we TTC. We also want to take a nice international vacation, since we didn't go on a honeymoon. Also, we want to begin trying in the fall of whatever year, due to my work schedule.
Now, the question is that we are trying to decide if we want to shoot for fall 2015 or fall 2016 for TTC. If we go for fall 2015, we should just barely have the amount that we want to have saved and *maybe* enough for the international vacation (Of course, this is if no major emergencies pop up). BUT, I think we'd be much more relaxed about the process, and we would both have more of a "if it happens it happens; if it doesn't it doesn't" attitude.
On the other hand, if we go for fall 2016, we could have twice the amount that we want to have saved, which would be awesome. However, by fall 2016, I think that my baby fever will have turned into psychosis (H will be borderline crazy about it too), and we will be completely devastated/paranoid if it doesn't happen immediately. Also, I realize how young 28 is, but I'm nervous about having problems since there is a family history. On top of that, we'd ideally like to have at least two children (maybe even three) with a good bit of years spread out between them.
What are your thoughts on this? Do you think it is better to TTC the moment you are ready OR start when you are more than ready?
Note: We are talking about all of this now (so early), because we have been trying to decide if I should sign up for short term disability (for maternity leave) when open enrollment comes up.
Re: Deciding on a Timeline
As for STD, I am already signed up for it. Mine is not that expensive and sometimes accidents happen. It's not only for maternity leave.
Our plan is to start trying in an August (whether next year or the next). If it didn't work by that January, we would then stop trying and wait until the following August to try again The fact that we are limiting our TTC time to fall/winter is part of the reason I want to go ahead and start as early as possible.
A major partner at my old firm was due in March with her second...and it didn't affect her career at all. Start in fall if you really want to, just to be safe...but be ok with it not happening quickly and potentially winding up due during your busy time.
I realize that anything could happen.... babies come early, pregnancy sometimes leads to bed rest, etc, etc. However, in my opinion, there is a big difference between having your due date fall smack dab in the middle of the busy season (avoidable) and having an unexpected emergency that requires you to miss work during that same time (unavoidable). Pregnancy or no pregnancy, anything could happen at any time of the year that might cause me to miss work. If such happens, my employer will understand (heck! they'd be breaking the law if they didn't!) However, I have decided that I want to TRY to not miss a bunch of work during our busy months.
I did not intend this post to be about whether or not I should try to coordinate my baby and work plans. That is a decision I have already made.
I meant for this post to be about whether you should TTC when you are 99.7% ready or 125% ready.
I think it's really nice of you to try to work around your employer's busy schedule...i have to assume you haven't been in public accounting long (if that's what you do). Because by the time i busted out of that hellhole, i was PRAYING i'd get pregnant at a time that would enable me to miss a busy season. But when i first started, i would have tried to avoid it if i could.
Start trying in the fall, and if it doesn't happen, just keep trying. You tried your best to time it well, but if it doesn't work out, don't push it off for another 6 months. As i said earlier, your family is more important than missing a few months of work. i would never try to avoid for that much of the year if i wanted to have a baby.
I am trying to avoid if i don't conceive this cycle...but only for my next cycle, because otherwise my due date would be +/- 7 days of my sister's wedding...which is a 9 hour drive from where i live. And i want to go. Taking a month off doesn't really concern me, but taking 6 months off would. And even then, we're kind of just going to not actively try but also not prevent next month. If i can't make my sister's wedding, so be it. i will Facetime my MOH speech and everything will be fine.
I don't think anyone ever feels 100% ready to have a baby, FWIW. But i know when i get pregnant we will do our bet to make ourselves as close to 100% ready as possible when the baby arrives.
125% was meant to be an exaggeration. Aware of the fact that percentages only go up to 100%, I was using this exaggeration to demonstrate that I would be more than ready to have a baby at said time.
Congratulations on passing middle school math. You are going to have to do a lot more than that to make me question my intelligence.