Hi ladies! I have a 2-year-old and am pregnant with my second. My husband and I both work full-time so by next spring or early summer, we expect to have two kids in daycare (our toddler is in daycare full-time now and we are really happy with this facility). Unfortunately, I recently was horrified to learn that two kids in daycare full-time is going to cost $700/week, which is more than I bring home and way more than we can afford. For some reason I thought the sibling discount would help me out more, but $700 it will be.
My husband earns more than I do, so he'll stay at work, and I've crunched the numbers and me leaving work doesn't seem to make sense, either. His salary is more than mine, but not enough to cover rent, bills, and student loans without some additional income. So I am feeling really stuck! I think our options are to (a) earn more money or (b) find cheaper daycare, but I'm not sure how to do either. (a) is wishful thinking at this point, and we are in our current daycare because it was the cheapest one in town!
Any tips? How do others handle multiple kids in daycare without breaking the bank? I know that an in-home place would be less expensive than the facility we use now, but I'm nervous about that: how do you vet the location and feel safe leaving your kid(s) there?