Labor & Delivery and Insurance Issues with Newborn Coverage — The Bump
Oregon Babies

Labor & Delivery and Insurance Issues with Newborn Coverage

I'm wondering if anyone else is having the same issue as me....I'm currently covered through Anthem, but when my baby is born he will be covered under my husband's Kaiser plan. From what I've researched, the labor and delivery at Sutter hospital will be covered under my plan (Anthem), but any of the newborns screening/testing, ex. eye antibiotics, Potassium shot, Pediatric exam etc. done within the first 24 hours of baby's life (hoping that there are no complications) will be billed under Kaiser. Because I'm not having the baby at a Kaiser facility, Kaiser will deny the claims. I've been advised to add the baby to BOTH insurance plans (Anthem and Kaiser) to ensure that everything is covered post delivery. Then to cancel the baby's Anthem plan within the first 30 days after delivery.
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