We had an individual Blue Cross PPO plan for our 8 month old daughter, but it switched to a EPO Jan. 1st 2014. Not only am I fed up with Blue Cross, but I want her on a PPO so we can continue to see our pediatrician who only accepts PPO, as well as go to our nearest hospital, which is Hoag. My husband and I are self-employed and are grandfathered into good individuals policies, but it means our daughter has to be on her own policy. I've been told starting April 1st everyone is locked into their plans for a year, so I want to switch her ASAP.
Any recommendations? Does anyone have Blue Shield or Health Net?