I am a Licensed Mental Health Counselor. I work full time in a drug rehab and have a very small private practice. I crunched the numbers and realized that I could take home the exact same salary with only 12 private clients/week. This would allow me to be home more with my 20 month old. My husband, who lost a job when the company he worked for closed, is only working part time with potential of working full time (hopefully soon) at his current employer. We will be getting lower cost health insurance from his job soon so we don't have to worry about losing coverage from my full time gig. Of course, private practice isn't guaranteed income (people take vacations, get passed tough times and come in less frequently, etc.). My full time job doesn't pay well and my heart is not in working with that population and I love working with private clients. We are struggling financially from DH's job loss and now underemployment so we are a little behind in bills.
Here's my questions:
When would you make the transition to focusing on building private practice? Would you do it right when hubby moved to full time? If not, how long would you wait?