Having no help SUCKS! Rant...

eg214

I am in tears and trying hard not to be since I'm on BR for HBP but...

I had to turn my car into the shop for warranty work and stated OVER AND OVER AND OVER again that I had to have the vehicle back by Thursday and at the latest Friday morning. I called to check the status and the guy told me he is TRYING to have it done by tomorrow afternoon but it might be Monday. WHAT!?!? I am almost 37 weeks pregnant, alone with no help or family, and now having complications. I'm also moving this weekend and need my car for the move. This is SO upsetting. Rental cars were way too expensive but over the weekend its cheaper, being about $75. Worst case I guess I could get a rental but I'm so tired of pissing money away now at the end of my pregnancy when I'm not working and have no help.

I don't have insurance so if anything happens to me urgently with this PG, without a vehicle I'd need to call 911 to transport me. Yay for insane medical bills. I'm waiting on my Medicaid to go through but it's already been almost a month and I have no  clue when I will get an answer. I've heard that they will cover things 3 months prior to your approval...but who knows if I'm even getting approved or if that's correct or what they will cover. My MW doesn't bill Medicaid for labs (more on that below) which is my main problem right now.

My cell phone is not holding a charge anymore without some serious McGuyver stuff which means I am turning it off to save battery as much as I can in case something happens and I need to call someone. I can't get to the store to attempt getting it fixed or to buy a prepaid because I don't have a car.

I'm having to do 24 hour urine catches now because of the HBP and my MW said today the first one came back with something not good, would analyze, and tell me more soon. I have to do another next week and they cost between $200-$300 each time since I have no insurance and pay OOP. Money is drying up and the baby isn't even here yet. I have money coming mid-February but I was really hoping to stretch each dollar so I wouldn't have to return to work so quickly after having her. If things keep going how they are going, I will be lucky to get 2 months at home before I have to find a job.

I realize shit happens and it's not the end of the world, but having to do this all alone is starting to just become too much for me. I know I'm hormonal and emotional but this just sucks. I wish I had close friends nearby, family obviously, or a BD who was nearby and who was a good person.

jesuisfatiguee

No, seriously, that SUCKS. You have every right to be frustrated and upset. Just breathe deeply and try to take it moment by moment. I am SO sorry    ::hugs::

tig594

Breathe in...breathe out....breathe in....breathe out...

It will be ok.  Really, don't borrow trouble. If your car isn't done tomorrow you are allowed to blow off some steam at the mechanic.  

As far as Medicaid goes, I applied for benefits for DD after she was born and was only approved for Medicaid and for some reason they put me on it, too, even though we have primary insurance through my employer.  They DID go back 3 months from when she was born so a lot of my end of pregnancy stuff was paid for 100%.  The 24 hour urine tests (aren't those FUN!) and the 2x a week stress tests and OB visits and all that.  Stay positive that you'll be approved.  Is it possible for you to be billed for your labs are do you HAVE to pay them right this second?

eg214

tig594 said:

Breathe in...breathe out....breathe in....breathe out...

It will be ok.  Really, don't borrow trouble. If your car isn't done tomorrow you are allowed to blow off some steam at the mechanic.  

As far as Medicaid goes, I applied for benefits for DD after she was born and was only approved for Medicaid and for some reason they put me on it, too, even though we have primary insurance through my employer.  They DID go back 3 months from when she was born so a lot of my end of pregnancy stuff was paid for 100%.  The 24 hour urine tests (aren't those FUN!) and the 2x a week stress tests and OB visits and all that.  Stay positive that you'll be approved.  Is it possible for you to be billed for your labs are do you HAVE to pay them right this second?

I don't believe I can be billed for them at the MW. I may have to call Quest Diag or LabCorp and ask if they do billing and just do it through them. That's why Ive thought about just asking them to "risk me out" and going to the ER for everything so if/when Im approved for Medicaid, it will be easy to get them all erased when they backpay. I've worked REALLY REALLY hard over the past two years or so to get my credit repaired, so I just pray to God this stuff doesn't start jacking with that again. Again, I know that wouldn't be the end of the world...but I've worked so hard for that to come crumbling down again. Everything has been going decently well during this pregnancy (not without some issues but...) and now it's all imploding it feels like. Very very frustrating.

MinnesotaMomma91

Take a deep breathe it will be ok

jokimoto

It sucks! It will get better, but it's hard to see that right now. We're hear to listen to you vent. The minute you see that little face, it'll all be worth it.

eg214

Thanks @jokimoto. I wish I could see her face sooner rather than later as bad as that might sound. She's almost full term anyway right!?!?!? Arg!!!!!!!!!!!!!!

tig594

Don't rush it.  Before you know it your LO will be a almost a year old!

jesuisfatiguee

tig594 said:

Don't rush it.  Before you know it your LO will be a almost a year old!

That's where I am right now. My tiny baby isn't so tiny anymore!

20thirteen

I can't believe DD is 6.5 mo old... I already miss her as a newborn. (although, she's pretty kick ass the way she is!)

MinnesotaMomma91

As cute as my 5.5 month old is i miss my newborn squishy. He looks like a real person now. Its sad.

EmeraldCity84

I am in the same boat. Medical bills, things breaking around the house (cell phone, laptop, dishwasher, all within the same week) and finally I just had to sit down and say "it's just money." And yes, I'm broke, and yes, I have no help, and yes, this baby is going to put me in debt that I worked SO HARD to get out of but... it's just money. Also, unless I am literally unable to walk, if something urgent happens to where I can't drive myself to the hospital, I totally plan on calling a cab.  (It helps that I live 3 miles from my hospital so this would not be hugely daunting to me.)

20thirteen

@lamuehlen that pic is adorable! This is DD at just a couple weeks... @sstinson1 your LO is going to grow up so fast, your issues are just temporary, soon you will be holding your baby and realizing that what your going through is just a bump in the road and everything will get better my money problems are slowly getting better (almost paid off all my hospital bills) and yesterday I was able to splurge on a couple toys for her (clearance section, but that's beside the point)

MinnesotaMomma91

@Roxalot, your dd is super cute too. And @sstinson1 its rough now but i promise it does get better

tig594

Have you ladies looked into any local facebook garage sale groups?  I've bought some cool gently used stuff for DD on there.  Also sold a bunch of her stuff already.  I really see no point in buying new (at this stage) where toys and stuff are concerned unless you have to.  I already have a small toy chest full of crap DD isn't interested in anymore.  Just sold all her 0-6 months clothes today for $25 (some stuff I swear she never even wore) and getting ready to sell her first car seat.  You know, the one she only used for like 7 months before her chub rolls grew out of it.  I saw someone today selling a really nice nursery set (crib, mattress, changing table and glider) for $200. Where was that woman when I needed all that stuff????

EmeraldCity84

@tig594 Used items are great but this is more like thousands of dollars in medical bills that saving a few bucks here and there on baby accessories doesn't really make a dent in.

MinnesotaMomma91

I get lots of hand me downs from my sisters. All his new clothes were gifts. I also cant justify buying all new

tig594

EmeraldCity84 said:

@tig594 Used items are great but this is more like thousands of dollars in medical bills that saving a few bucks here and there on baby accessories doesn't really make a dent in.

I know.  Sorry about that.   :-S

eg214

Yes she is all set with all her baby gear and clothing. I went to some Moms of Multiples sales several months ago and got loads of things all for under $100. They are others in March so I planned on going back and getting her anything else she needs then. People from Church have given me a glider no longer needed and crib bedding, so I'm not being picky or trying to be grand. Like another poster said, it's the medical bills that suck you dry and leave you with nothing left to even function. I don't get child support yet (obviously) don't know when I will and if I go on TANF or SNAP, they take some of that out of my child support...so I'm trying to avoid that. I'm not in desperate need right now, but know the money isn't going to last forever Just really overdid me with my car not being ready. It pisses me off when people can't do their jobs or hold up to their end of the bargain.

tig594

I hear you.  I hate it when people don't do what they say they will.  Drives me nuts. Have you looked into WIC?  I know that doesn't help with the medical bills but an extra few bucks saved is always a good thing.  Also shouldn't go towards your CS.

eg214

Wellllllllllllllllllll just about punched someone today. I called to check on my car to see if it was DONE and the guy tells me some jackass hit my quarter panel on the lot and jacked my car. WHAT!?!? I've never hit anything or been in accident in my car. I could not believe it. They are fixing it and put me in a rental car BUT ARE YOU SERIOUS!?!  I freaking flipped, cried hysterically, and my BP went through the roof. I couldn't help it. Thank God I've calmed down and got my BP back under control, but I mean seriously....I couldn't believe that would happen. Of course. Anyway, let's hope nobody else hits my car and it gets totally finished Monday or Tuesday in time for my next weekly midwife checkup and in time for me to get my car seat installed!

MinnesotaMomma91

Holy shit! Id hope they are fixing it for free. And im sorry that happened. I understand having a total melt down i would too.
Hope nothing happens again and you get your car back. Hugs.

20thirteen

Yeah, dude, if that shit ain't free, I would send a letter to the BBB

rmajbusiness

yes, I agree with pp posts, if the fix is not COMPLETELY free then report them. but not before you rip a new hole in to them. wait... that may not be good for your bp. nvm. but honestly that is insanely ridiculous. you have every right to vent and be frustrated. just remember,
WE ARE EACH ON A JOURNEY. EVERY EVENT ONLY SERVES AS FOUNDATION TO LIFT US HIGHER!!!!
big huggs sent you your way

jokimoto

My dad owns an auto repair business and sometimes things like this happen. Although to be honest he's had issues more with car getting broken into then people hitting cars. The work to repair the quarter panel should be completely free and be quality work. So if they try to charge you or if you get it back and the quarter panel looks like bad, then definitely do something.

eg214

Thanks gals. Totally unreal. I'm glad it didn't get broken into or stolen because I do know that happens a lot at repair shops. My dad had his car stolen years ago from a repair lot. I will HOPEFULLY finally get it back Monday or Tuesday :-/ And yes, they are repairing it for free. I'd of totally flipped stacks and probably ended up in the ER otherwise. Lawsuit central...