Comparing PT and FT job opportunities

Sep5Bride

Hi all,

I currently work full-time and like my job (or my coworkers anyway!), but we have recently had some pretty substantial pay cuts, which got me looking into other opportunities. I have a phone interview scheduled tomorrow morning for a part-time job (3 days/week) that would pay roughly the same as what I currently earn working 5 days/week. I would love to work part-time, but didn't think we could afford it yet (DH is in school until May 2015). I'm trying to wrap my head around all the extra costs and benefits of a PT job vs. a FT job so I can truly compare the salaries. So far I have thought of PTO and the cost of health insurance (PT is eligible for health insurance, but with higher premiums)... am I missing others? One benefit would of course be 2 days less of daycare.

DH is a very sensible guy, and I need to have all my ducks in a row before I present this idea to him.

Thanks ladies!