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Will an FSA Cover Fertility Stuff?

NotSoPatientlyWaitingNotSoPatientlyWaiting member
in Trouble TTC
My employer is offering a Flexible Spending Account, and I want to make sure that it can be used to cover fertility meds, IUI and things of that nature.  Does anyone have experience with this?  Any thoughts?
Me: 30/Moderate Endometriosis/Bicornuate Uterus
DH:  34/Perfect

TTC #1
June '11 - Lap + Hysteroscopy to remove endo + polyps
July '11 - July '13:  TTC naturally
Aug '13 - RE tracked natural cycle/Began aggressive approach
Oct 10, '13:  Lap + Hysteroscopy #2 to remove endo + polyps + endometrioma
11/5/13 - IUI #1 (Femara + Follistim + HCG Trigger + Progesterone) = BFN
12/5/13 - IUI #2 (Femara + Follistim + HCG Trigger + Progesterone) - BFN
Jan '14 - IUI #3 (Femara + Follistim + HCG Trigger + Progesterone) - BFN
Feb '14 - Prepping for IVF #1...Begin BCP on 2/17
  
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Re: Will an FSA Cover Fertility Stuff?

  • zephyr904zephyr904 member
    Sorry, I have no experience or answers but that is a very good question. 

    Me: 34 DH: 33 married 10.20.2012

    Off BCP since Oct  2012,

    Dx: unknown at this time

    August 2013: Clomid 100mg + TI = BFN

    September 2013: Clomid 150mg + TI = BFN

    December 2013: Consult with RE

     

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  • NotSoPatientlyWaitingNotSoPatientlyWaiting member
    Daydream Sam - Mine has a $1500 max, so I'm thinking we'll easily exceed that.  Thanks for the input!
    Me: 30/Moderate Endometriosis/Bicornuate Uterus
    DH:  34/Perfect

    TTC #1
    June '11 - Lap + Hysteroscopy to remove endo + polyps
    July '11 - July '13:  TTC naturally
    Aug '13 - RE tracked natural cycle/Began aggressive approach
    Oct 10, '13:  Lap + Hysteroscopy #2 to remove endo + polyps + endometrioma
    11/5/13 - IUI #1 (Femara + Follistim + HCG Trigger + Progesterone) = BFN
    12/5/13 - IUI #2     (Femara + Follistim + HCG Trigger + Progesterone) - BFN
    Jan '14 - IUI #3     (Femara + Follistim + HCG Trigger + Progesterone) - BFN
    Feb '14 - Prepping for IVF #1...Begin BCP on 2/17
      
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  • katib77katib77 member
    I believe ours is a HSA not a FSA, but I could be wrong.  We have a $4,000 yearly max and for three years now we've used every penny of it on IUIs and IVF.  It's really the only way we were able to afford most of our treatment. 

    TTC since July 2009. Dx MFI & LPD. 
    IUI#1&2&3 (2011 & 2012) BFN
    IUI#4 1/23/13 on 75iu x9 Follistim = BFP then chem preg m/c (Feb 2013)
    IUI#5 BFN (April 2013)
    IVF w/ICSI Oct. 2, 2012 - 13R, 11M, 7F, 1 frozen blast 4BB grade - - - FET Nov 15, 2013
    BFP! Beta 1:104 @ 10dp6dt, Beta 2:178 @ 12dp6dt,  beta 3:366 @ 14dp6dt
    Saw heartbeat twice before missed M/C at 8w3d on 12/27/13, missing my little angel boy
    JUNE 2014 IVF#2;  5R, 2M, 1F Three day transfer 6/7.  Beta 6/18 - BFN
    Child Free Now?
     S/PAIFW , S/PALW

    My Blog

    image



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  • ksgsmuksgsmu member
    We have a 2500 max but I used it for If stuff... mostly on lab bills!  So far so good!  I took the max for next year as well!
    ***siggy/ticker warning***

    Me:36 DH:38 TTC#1 since 4/2012
    Me DX: Hashimotos,Hypothyroid, DOR, MTHFR,  DH: normal

     IUI #1-#4 BFNs and a few cancelled cycles in the mix.
    - poor responder
    ***Suprise BFP on 6/13/13. Natural MC @6wks 3days
    IVF#1 and 2- Cancelled due to no response on max stimms
    FET 5/20- BFP
    1st Beta- 641
    2nd beta- 2166
    Sono- TWINS!!!!
    Two Boys! Born January 2015 @36 weeks.  Healthy and no NICU!  So blessed!



    image 

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  • Twinkie0612Twinkie0612 member
    edited October 2013
    I used a FSA for some of my IF treatment costs this year. IF was clearly listed on my FSA website as an eligible expense. My FSA was easy to use, I had a debit card and electronically submitted receipts to verify expenses. I would just be sure to ask for detailed receipts, since some places only want to give credit card slips.

    imageimageimageimageimage

     

    image

    TTC #1 since August 2011

    My Blog

    September 2012: Start IF testing

    DH (32): SA is ok, slightly low morph, normal SCSA  Me (32): Slightly low progesterone, hostile CM, carrier for CF, Moderately high NKC, High TNFa, heterozyogous mutated Factor XIII, and +APA

    October 2012-May 2014: 4 failed IUIs, 3 failed IVFs, and 1 failed FETw/donor embryos

    November 2014: IVF w/ICSI #4 Agonist/Antagonist with EPP and Prednisone, Baby Aspirin, Lovenox, and IVIG for immune issues.  Converted to freeze all due to lining issues.  2 blasts frozen on day 6!

    January 2015: FET #2 Cancelled due to lining issues

    April 2015: FET #2.1


    PAIF/SAIF Welcome!

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  • herecomesthesunherecomesthesun member
    DaydreamSam said:
    The FSA we had through my husband's former company allowed us to use it for infertility treatment but had a $2500 annual max. I'm not sure if all FSAs are the same.
    This, exactly. We are just about through ours.
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  • NootbarNootbar member
    Yes!

    *Ticker/Siggy Warning*

    Me: 37 DH: 38 TTC since 2011 DH normal Dx: DOR (AFC ranges from 6-11; AMH 0.16; FSH 11.9; E2 45) 11/13: 1st IVF converted to IUI due to poor response to high dose antagonist protocol (only 3 follies) = BFN 12/13: IUI #2 letrozole + Bravelle = BFP, beta #1 156, beta #2 196 (diff. lab), beta #3 1037; 1st ultrasound @ 5 wks 1 day = 6 mm gest sac; 2nd ultrasound 6 wks 1 day = tiny flickering heartbeat; 3rd ultrasound 7 wks 1 day 10.3 mm embie growing away! 

    PAIF/SAIF Welcome!

    BabyFetus Ticker
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  • JadziaDaxJadziaDax member
    @Notsopatientlywaiting thank you for posting this. I'm going to look into opening an FSA at work. My job offers it but I never took part. 

    Me and DH: 32, TTC since 2/2012
    Dx: lean PCOS, low hormone levels, 2 CP's before seeing RE, MTHFR heterozygous
    IUI #1 with clomid and ovidrel: BFN
    IUI #2 with clomid (unresponsive), femara, ovidrel and novarel: Possible CP
    IUI #3 with femara, ovidrel and novarel: BFN
    IUI #4 with Follistim (115 iu) and ovidrel= BFN, developed OHSS, benched- 2 weeks of birth control pills
    IUI #5 with Follistim (75iu) and ovidrel= BFN........Taking a medication break for a few months
    IUI #6 with Follistim (75iu) every other day, femara and Lupron trigger= BFN
    *Taking a long break to get healthy and research/prepare for IVF*
    Goal: gain 5 lbs, gluten/dairy/soy/nut free
    Image and video hosting by TinyPic
    3T June Siggy Challenge- Celebrity Crush: Woody Harrelson
    Image and video hosting by TinyPic
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  • kristi&pkristi&p member

    This card has been a big help with all of our fertility expense this past year, I would recommend this to anyone.

    Married in September 2010, started TTC journey November 2012

    Me-

    7 IUI- 2 CP- 2 BFN

    RPL blood work 12/27, showed a balance translocation in chromosome 11;22  

    Spouse-

    PCOS 4 IUI-4 BFN

    New Plan: Reciprocal IVF, me as carrier wife's eggs. Just went through insurance and received partial approval, so my part will go through my IVF benefits and wife's part will be out of pocket. Now just finalizing finance plans to cover the oop costs. Doctors office is in process of moving to a new building so there are no IVF start ups until March/April 2015. 



     

     

     

     

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  • NotSoPatientlyWaitingNotSoPatientlyWaiting member
    Thank you all for your input...You ladies are so helpful!  :)
    Me: 30/Moderate Endometriosis/Bicornuate Uterus
    DH:  34/Perfect

    TTC #1
    June '11 - Lap + Hysteroscopy to remove endo + polyps
    July '11 - July '13:  TTC naturally
    Aug '13 - RE tracked natural cycle/Began aggressive approach
    Oct 10, '13:  Lap + Hysteroscopy #2 to remove endo + polyps + endometrioma
    11/5/13 - IUI #1 (Femara + Follistim + HCG Trigger + Progesterone) = BFN
    12/5/13 - IUI #2     (Femara + Follistim + HCG Trigger + Progesterone) - BFN
    Jan '14 - IUI #3     (Femara + Follistim + HCG Trigger + Progesterone) - BFN
    Feb '14 - Prepping for IVF #1...Begin BCP on 2/17
      
    Report Reply
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