I am not sure of what your definition of cash is. I get that you are asking about outside of 401K, but are you asking about strictly cash like a checking account or money market, or quickly liquidatable assets like Mutual funds or short term CDs that are not in a 401K, IRA, 529, ect?
I think my intention was asking about non-retirement type of money.......just money you might use for big projects, downpayment, emergencies, etc...so I guess it depends on if you keep that in a savings acct or in mutual funds, etc.
....although it is hard to say what money is "for" sometimes, I guess...and if you have like $500k or something, I guess it could be for both.
well we have a great savings...but ask me how happy we are!
We haven't taken a vacation EVER as a couple let alone as a family. I visit my parents once a year with the kids... that is our vacation.. and DH isn't invited.
yeah, I only WISH we had $150K just laying around!
I answered including the savings account attached to our checking, the mutual fund that has lost half its freaking value in the past couple months (BLAH) and the whole life policy that has a cash value component.
we really need to just build up the savings account in our bank which ISN'T currently losing money ;P We send $300 a month to our financial advisor which seems to be going straight into a black hole right now...I know, it is buying cheap stock and all that jazz, but we could USE that money right now ;P
Re: Another anonymous $$ Poll
I think my intention was asking about non-retirement type of money.......just money you might use for big projects, downpayment, emergencies, etc...so I guess it depends on if you keep that in a savings acct or in mutual funds, etc.
....although it is hard to say what money is "for" sometimes, I guess...and if you have like $500k or something, I guess it could be for both.
Charlotte Ella 07.16.10
Emmeline Grace 03.27.13
Amen.
I choose 1-5000 but unfortunately really as of right now it's only $50 so I think that maybe those numbers should be a little closer together.
Michelle
well we have a great savings...but ask me how happy we are!
We haven't taken a vacation EVER as a couple let alone as a family. I visit my parents once a year with the kids... that is our vacation.. and DH isn't invited.
1. Whothefuck has over $150K in liquid cash laying aound?
and
2. Will you adopt a 34 year old with baggage?
Christmas 2011
yeah, I only WISH we had $150K just laying around!
I answered including the savings account attached to our checking, the mutual fund that has lost half its freaking value in the past couple months (BLAH) and the whole life policy that has a cash value component.
we really need to just build up the savings account in our bank which ISN'T currently losing money ;P We send $300 a month to our financial advisor which seems to be going straight into a black hole right now...I know, it is buying cheap stock and all that jazz, but we could USE that money right now ;P